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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,293 reviews, last reviewed 12th May 2026
2512550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are an excellent way to securely shop online They are an excellent way to securely shop online Reviewed on: 12th May 2026
Simon H's avatar
Simon H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105293)

Excelent, fast and easy to use.

5
Excelent, fast and easy to use. iam happy and amazed with this paypal specialy the credit card and other way of payments are excelent. Reviewed on: 15th April 2026
Myk's avatar
Myk

Easy to use, safe and secure.

5
Easy to use, safe and secure. I feel confident using PAYPAL as a safe way to send and receive money. Reviewed on: 15th April 2026
Peter F's avatar
Peter F

I love PayPal!

5
I love PayPal, they’ve helped me immediately when I’ve contacted them, always comprehensively explaining what’s happened and they’ve made purchasing so much easier and secure Reviewed on: 15th April 2026
Tom G's avatar
Tom G

4 months 0% credit.

5
4 months 0% credit. V secure.. helped me a lot Reviewed on: 15th April 2026
Ibo's avatar
Ibo

Easy dealing with PayPal, efficient and quick resolu...

5
Easy dealing with PayPal, efficient and quick resolution Reviewed on: 15th April 2026
Christine R's avatar
Christine R

Pay in 3 is greatly helpful especially during this c...

5
Pay in 3 is greatly helpful especially during this cost of living difficulty. Spreading this over three months allows projects to happen without immediate budget impacts Reviewed on: 15th April 2026
Chandrakant Patel's avatar
Chandrakant Patel

Safety is key..

5
Any queries or concerns are dealt with expediently and professionally. Customer services second to none and my money and transactions provide me safety and security. Reviewed on: 15th April 2026
Laura L's avatar
Laura L

Been with PayPal for quite a while now and always u...

5
Been with PayPal for quite a while now and always use pay in 3. Helps me out greatly. It’s a no brainier for me. Reviewed on: 15th April 2026
Keith Robinson's avatar
Keith Robinson

Safe payment system help online or phone if needed.

5
Safe payment system help online or phone if needed. You can also split into monthly payments which is really handy. Reviewed on: 15th April 2026
Samantha Smith's avatar
Samantha Smith

Straightforward app, no fuss.

5
Straightforward app, no fuss. Great option to complete purchases and keeps an eye on the finances. Reviewed on: 15th April 2026
Charlene O's avatar
Charlene O

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