Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

View other PayPal products

4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181106)

Reason why i like to use PayPalal

It’s always easy and quick to pay with PayPal Reviewed on: 22nd June 2026

great platform, great CS!

great platform, great CS. Use it all the time Reviewed on: 22nd June 2026

Gret to buy online

The credit it's a good help when you need it, plus you can use to bay almost everything online. Need to be sure you can repay back in time, otherwise credit report can be affected. Reviewed on: 22nd June 2026

Safe easy transactions.

Safe easy transactions. Easy to use and set up. Reviewed on: 22nd June 2026

I never had issues with using my PayPal credit, all...

I never had issues with using my PayPal credit, all fantastic. Reviewed on: 22nd June 2026

All good

Easy to use, a lot of credit options. Reviewed on: 22nd June 2026

It’s been amazing, love the ease of using an app...

It’s been amazing, love the ease of using an app Reviewed on: 22nd June 2026

I will always recommend PayPal!

I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommended to so many people!! Reviewed on: 21st June 2026

I reallu like the benefit of purchasing Interest fre...

I reallu like the benefit of purchasing Interest free for 4 months Reviewed on: 21st June 2026

Fantastic experience good customer service.

Fantastic experience good customer service. Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101269 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub