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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

Easy to pay

I like that PayPal take scamming very seriously. An makes it easy to get my money back. Reviewed on: 22nd June 2026

I want a credit card to put money

I want a credit card to put money Reviewed on: 22nd June 2026

Make life easier

Very good and easy to use and spread cost of things Reviewed on: 22nd June 2026

They're alright

They're alright I've used them for years and never had any issues Reviewed on: 22nd June 2026

Reliable, clear and helpful.

The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent efficient service. And the few times I had to call and talked to a customer service person, I received the same efficient service. Reviewed on: 22nd June 2026

View my account at a glance

I only new pay in 3 with PayPal, because of them most outlets have started using it! I prefer staying with PayPal as I can review all the pay in 3's at a glance Reviewed on: 22nd June 2026

Swift and Efficent

I have never had any issues woth paypal, swift and efficent. Reviewed on: 22nd June 2026

It’s too good.

It’s too good. I love it alot to use it Reviewed on: 22nd June 2026

Seamlessly pleasant experience - accepted at almost...

Seamlessly pleasant experience - accepted at almost every online retailer and approval is instantaneous up to an agreed credit limit Reviewed on: 22nd June 2026

I was always helped when i had issues.

I was always helped when i had issues. Reviewed on: 22nd June 2026

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