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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,382 reviews, last reviewed 12th May 2026
2516750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

trustworthy Always use for all online purchases trustworthy and with many different flexable payment methods Reviewed on: 12th May 2026
Walshy's avatar
Walshy

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105382)

The interest rates are absurd.

1
The interest rates are absurd. It truly is designed to keep you in debt - everyone I know is weighed down by Paypal debt. Reviewed on: 15th April 2026
Jake C's avatar
Jake C

4 months interest free!!

5
Has been easy to use and is available at most retail places makes it the best credit option for me Reviewed on: 15th April 2026
Piyush P's avatar
Piyush P

Fab never any issues reliable and fast!

5
Fab never any issues reliable and fast! Reviewed on: 15th April 2026
Rebecca 's avatar
Rebecca

I use PayPal for all my purchases, including money t...

5
I use PayPal for all my purchases, including money transfers and the best part is spreading the cost with 3 pay or credit. Reviewed on: 15th April 2026
Sean K's avatar
Sean K

Easy to use online and in wallet.

5
Easy to use online and in wallet. Good benefits. Reviewed on: 15th April 2026
Amy E's avatar
Amy E

Excellent

5
Quick and reliable to use for daily needs Reviewed on: 15th April 2026
Anto J's avatar
Anto J

I've used paypal many years

5
I've used paypal for years now also use paypal credit rates r reasonable and it's all very easy to use very pleased with everything Reviewed on: 15th April 2026
Mark b's avatar
Mark b

Excellent , overall good , customer service is very...

5
Excellent , overall good , customer service is very helpful Reviewed on: 15th April 2026
Sunil D's avatar
Sunil D

Good, convenient

4
Good, convenient reliable and offers good value Reviewed on: 15th April 2026
Neil Lynch's avatar
Neil Lynch

The service is second to non.

5
The service is second to non. Whether in the form of interest or resolve of complaint. Reviewed on: 15th April 2026
Anonymous's avatar
Anonymous

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