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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

5* love it

5
PayPal is absolutely brilliant - safe - makes you feel at ease and can shop comfortablely! Reviewed on: 22nd June 2026

easy to read statement

5
I liked your offer and easy to read statement Reviewed on: 22nd June 2026

Always reliable and useful in times of struggle

5
Always reliable and useful in times of struggle Reviewed on: 22nd June 2026

Paypal Recommendation

5
PayPal is very easy to use and if there are any issues with a seller, PayPal very speedily sorts it out. I have always been very satisfied with the service I have received. Being able to pay over 4 months interest free for larger purchases is great. Reviewed on: 22nd June 2026

Great experience

5
I've had a great experience using the PayPal Credit Card. It's easy to use, the app makes managing payments simple and easy. Customer service has also been helpful whenever I've needed assistance. Highly recommended Reviewed on: 22nd June 2026

Great product

5
Always top service, when handling complaints. Easy to use and great for sending money to family overseas. Reviewed on: 22nd June 2026

I have always been happy with the service provided a...

5
I have always been happy with the service provided and how it all works. Reviewed on: 22nd June 2026

It was quick straight forward.

5
It was quick straight forward. Approval in minutes. Overall very pleasant experience. Reviewed on: 22nd June 2026

I use PayPal almost all the time and think it...

5
I use PayPal almost all the time and think it is great Reviewed on: 22nd June 2026

Great no issues, easy credit providing facility that...

5
Great no issues, easy credit providing facility that I would 100% recommend Reviewed on: 22nd June 2026

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