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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,422 reviews, last reviewed 12th May 2026
2518700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent experience and I hope for good cooperation... excellent experience and I hope for good cooperation, excellent partnership. Reviewed on: 12th May 2026
The best antiques's avatar
The best antiques

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105422)

Good way of paying for something when you don’t have...

5
Good way of paying for something when you don’t have full amount Reviewed on: 15th April 2026
Ilona 's avatar
Ilona

Very convenient, easy to manage, and useful for spre...

5
Very convenient, easy to manage, and useful for spreading the cost of purchases. The process is simple, and overall I’ve had a very positive experience with PayPal Credit. Reviewed on: 15th April 2026
Saleh Almogrbe's avatar
Saleh Almogrbe

Had my PayPal account for years.

4
Had my PayPal account for years. I always trust paying via PayPal as dislike using bank cards on line Reviewed on: 15th April 2026
Thomas M's avatar
Thomas M

Fast, easy and reliable transactions within the Unit...

5
Fast, easy and reliable transactions within the United Kingdom Reviewed on: 15th April 2026
Fayaaz H's avatar
Fayaaz H

The best one

5
All good thanks for all of thalllllllllllllllllllllllllllllllllllllllllllll Reviewed on: 15th April 2026
MARICEL D's avatar
MARICEL D

If something goes wrong I trust PayPal to help.

4
I recently had a problem with a company taking an extra and unauthorised payment, PayPal acted quickly to retrieve it. When I pay using PayPal, I feel like my purchase is safe; if I may need a refund, I know PayPal will be there to help. Reviewed on: 15th April 2026
Sarah Q's avatar
Sarah Q

Interest rate is less than other cards

5
Interest rate is less than other cards Reviewed on: 15th April 2026
Zara's avatar
Zara

Great service use it everyday.

5
Great service use it everyday. Use the pay in 3, credit and also have the card. The customer service is second to none, always get through to someone and always very clear and helpful. Reviewed on: 15th April 2026
Andy Armstrong's avatar
Andy Armstrong

Excellent customer service and solved all my problems

5
Excellent customer service and solved all my problems Reviewed on: 15th April 2026
John J's avatar
John J

Simple efficient effective great offers

5
Simple efficient effective great offers Reviewed on: 15th April 2026
steve g's avatar
steve g

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