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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105438)

Great app

5
Good app to use, used for some time but the points you can earn extra just make the experience even better Reviewed on: 15th April 2026
Weronika 's avatar
Weronika

Good 0 percent 4months benefit.

5
Good 0 percent 4months benefit. Is a good way to pay Reviewed on: 15th April 2026
Monifah Philip's avatar
Monifah Philip

Happy customer

5
First class service happy with everything i got and they did Reviewed on: 15th April 2026
Martin mc alister 's avatar
Martin mc alister

Excellent and very helpful, very good with expenses...

5
Excellent and very helpful, very good with expenses specialy pay in 3 Reviewed on: 15th April 2026
Mirza A's avatar
Mirza A

I use PayPal regularly and use the 3 month credit...

5
I use PayPal regularly and use the 3 month credit Reviewed on: 15th April 2026
annecutts189@hotmail.com's avatar
[email protected]

Great offers got me interested and their app is easy...

5
Great offers got me interested and their app is easy to use. I know exactly what I had to pay and when Reviewed on: 15th April 2026
Kevin Atherton's avatar
Kevin Atherton

Easy to set up credit and its safe.

5
When I have experienced issues with payments but no products, paypal have always helped sort the issue out. The paypal credit is easy to set up, the interest is competitive. I would much rather oay through paypal its far safer. Reviewed on: 15th April 2026
Diane K's avatar
Diane K

Super easy and officiant highly recommend

5
Super easy and officiant highly recommend Reviewed on: 15th April 2026
Kj 's avatar
Kj

PayPal is a useful resource

5
PayPal is a useful resource when buying items over the internet. Reviewed on: 15th April 2026
Mr K's avatar
Mr K

So far so good!!

4
So far its been a good experience. I need to discover what else I can achieve with this app/ service but I approve nonetheless. Reviewed on: 15th April 2026
Si's avatar
Si

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