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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Saved me in many situations

5
Saved me in many situations, when I had no money to buy something PayPal worth to have it Reviewed on: 22nd June 2026

Find PayPal very easy to use and very convenient for...

5
Find PayPal very easy to use and very convenient for spreading the cost of some purchases Reviewed on: 22nd June 2026

Easy to use and always there when i need it

5
Easy to use and always there when i need it Reviewed on: 22nd June 2026

Easy to use, great credit limit, great statement rem...

5
Easy to use, great credit limit, great statement reminders. Reviewed on: 22nd June 2026

Easy to use and clear , everything explained

5
Easy to use and clear , everything explained Reviewed on: 22nd June 2026

App Needs Improvement

3
The app can be hard to navigate compared to other people. Making it hard to know how much I actually owe. Reviewed on: 22nd June 2026

Got me an out a hole!

5
Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026

Good dispute resolution but communication could be i...

5
Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026

Eckselent Its quick, clear, no doubts

5
Eckselent Its quick, clear, no doubts Reviewed on: 22nd June 2026

Easy to use and very convenient.

5
Easy to use and very convenient. PayPal gives me extra options to purchase goods. Reviewed on: 22nd June 2026

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