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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Secure, Fast and Reliable: My PayPal Experience

5
PayPal has made online payments much easier and safer for me. I use it regularly for purchases and international transactions because it gives me confidence that my payment details are protected. One feature I particularly appreciate is the ability to track transactions in one place and the convenience of paying without entering card details every time. PayPal has helped simplify my online shopping experience and made sending and receiving money more straightforward. Reviewed on: 21st June 2026

Excellent!

5
Excellent! Safe and secured. Quick and easy to transfer money to my bank account with a very good rate. Reviewed on: 21st June 2026

Quality service

5
The refunds are fast and if you need help they’ll get the job done Reviewed on: 21st June 2026

It’s awesome integrates with my life seamlessly

5
It’s awesome integrates with my life seamlessly Reviewed on: 21st June 2026

No problems.

5
No problems, great for buying goods or receiving /sending cash. Never had any issues with this service. Reviewed on: 21st June 2026

Used PayPal for awhile and it’s always been good gre...

5
Used PayPal for awhile and it’s always been good great service Reviewed on: 21st June 2026

This has helped me with many purchases and I’m grate...

5
This has helped me with many purchases and I’m grateful to be able to split the payments Reviewed on: 21st June 2026

One of the most reliable and trustworthy ways of pay...

5
One of the most reliable and trustworthy ways of paying online. Brilliant service from the company when things go wrong with merchants. Reviewed on: 21st June 2026

Always been on time and easy to use

5
Always been on time and easy to use Reviewed on: 21st June 2026

Very quick and easy to apply for Aldo a very conveni...

5
Very quick and easy to apply for Aldo a very convenient way of paying for goods Reviewed on: 21st June 2026

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