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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,978 reviews, last reviewed 12th May 2026
2498050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% interest in 4 months is great! The PayPal credit 0% interest in 4 months is a lifesaver for money! Reviewed on: 12th May 2026
DC's avatar
DC

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104978)

Fantastic, always helpful.

5
Fantastic, always helpful. Never have any problems finding things Reviewed on: 15th April 2026
Justine P's avatar
Justine P

Love of my life

5
Paypal help me in my good and bad days best thing in life love it Reviewed on: 15th April 2026
raja sohaib's avatar
raja sohaib

6 years of paypal

5
I have travelled the world using PayPal credit, it works from Egypt to Australia. The safety and peace of mind I get using their services, is my main priority, I can purchase knowing they have my back. Reviewed on: 15th April 2026
Anonymous A's avatar
Anonymous A

Very easy to use and great customer support

5
Very easy to use and great customer support Reviewed on: 15th April 2026
Raza Mustafa's avatar
Raza Mustafa

Never had a problem hopefully never will

5
Never had a problem hopefully never will Reviewed on: 15th April 2026
Philip W's avatar
Philip W

PayPal Credit - easy to use

5
PayPal Credit has been really easy to use—clear terms, quick approval, and flexible repayments that help spread costs without hassle. A smooth and reliable experience overall. Reviewed on: 15th April 2026
Marie's avatar
Marie

What else is there to say’ it’s class mush

5
What else is there to say’ it’s class mush Reviewed on: 15th April 2026
Dean 's avatar
Dean

Excellent customer service

5
Excellent customer service, used PayPal and customer service is great compare to other main banks Reviewed on: 15th April 2026
Shiva Kamkol's avatar
Shiva Kamkol

I've been with PayPal for a long time and---- no reg...

5
I've been with PayPal for a long time and---- no regrets compared to your usual banks Reviewed on: 15th April 2026
NoelMD's avatar
NoelMD

Low interest.

5
Low interest. Always love it when have some big shopping to do Reviewed on: 15th April 2026
Neringa K's avatar
Neringa K

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