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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Easy and efficient.

Easy and efficient. Highly recommend Reviewed on: 21st June 2026

PayPal is perfect all round finance option.

PayPal is so easy to use. The buyer protection also gives me price of mind with purchaces. I also like the pay in 3 as it makes it easier to get some more expensive items I like. Also the new rewards points for using my eBay debit card Reviewed on: 21st June 2026

Good service for pay everywhere.

Good service for pay in too many shops around de world Reviewed on: 21st June 2026

Never had problems with paypal Credit and it’s very...

Never had problems with paypal Credit and it’s very accessible. Reviewed on: 21st June 2026

happy customer

never had a problem so far and there security is on point Reviewed on: 21st June 2026

It is a very convenient service and easy to use

It is a very convenient service and easy to use Reviewed on: 21st June 2026

Everything was so easy, it really helps me to buy th...

Everything was so easy, it really helps me to buy the things I need and time to pay for them. They are very good with helping you manage your repayments. Reviewed on: 21st June 2026

Takes forever to update balance after I make a payment.

Takes forever to update balance after I make a payment. Harsh missed payment fees. This feels like the trade off if having it fast and convenient to use. Too easy to use for stupid people Reviewed on: 21st June 2026

Excellent

Very good experience. Not a problem at all Reviewed on: 21st June 2026

So easy to use and handy i would definitely recommen...

So easy to use and handy i would definitely recommend to friends and family Reviewed on: 21st June 2026

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