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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,932 reviews, last reviewed 12th May 2026
2495900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nil , I have not tried yet, please give me... Nil , I have not tried yet, please give me some time Reviewed on: 12th May 2026
Kin 's avatar
Kin

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104932)

Best of best

5
I am very happy to have PayPal credit service Reviewed on: 15th April 2026
Saeed 's avatar
Saeed

Very easy to use , Offers quick , Potential Drawback...

5
Very easy to use , Offers quick , Potential Drawbacks High Interest Rates: If the balance is not paid within the promotional period, interest rates can be high. Customer Service Issues: Numerous reviews highlight, long resolution times and difficulties with customer support. Hard Credit Check: Applying for the service will affect your credit score, as it triggers a hard credit inquiry. Payment Issues: Users have reported, issues with automatic payments, and problems with the functionality of the repayment system. Reviewed on: 15th April 2026
Rex Loo's avatar
Rex Loo

Very convienent way of offering credit and flexibility.

5
Very convienent way of offering credit and flexibility. Reviewed on: 15th April 2026
tony p's avatar
tony p

Simple to use and quick to get money

5
Simple to use and quick to get money Reviewed on: 15th April 2026
Nigel E's avatar
Nigel E

Always helpful, no quibble or hassel

5
Always helpful, no quibble or hassel Reviewed on: 15th April 2026
David E's avatar
David E

It is a good way to spread the cost of buying over t...

4
It is a good way to spread the cost of buying over time. Reviewed on: 15th April 2026
Elpiniki O's avatar
Elpiniki O

Easy to use

4
Was easy to set up , can use credit and pay up now , app is easy to use Reviewed on: 15th April 2026
Lorna T's avatar
Lorna T

Never have any problems with paypal.

5
Never have any problems with paypal. Pay in 3 is brilliant. Reviewed on: 15th April 2026
Alan L's avatar
Alan L

Fast and easy to apply for and.

5
Fast and easy to apply for and.i was easily approved, payments are well explained and I have been helped covering birthdays and Xmas and even shopp8ng using this service Reviewed on: 15th April 2026
Jamie 's avatar
Jamie

Easy and clear transactions.

5
Easy and clear transactions. I needed to raise a request for a refund, I found the process very clear, easy and fast Reviewed on: 15th April 2026
Jeffrey C's avatar
Jeffrey C

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