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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Great service no issues when dealing with customer s...

Great service no issues when dealing with customer service Reviewed on: 21st June 2026

Very convenient to use and set up, available to use...

Very convenient to use and set up, available to use in many places also. Reviewed on: 21st June 2026

very good top guys who work there

very good top guys who work there Reviewed on: 21st June 2026

Used for many years, will continue to use for many m...

Used for many years, will continue to use for many more. Reviewed on: 21st June 2026

PayPal credit

PayPal credit helps me out when money is tight Reviewed on: 21st June 2026

Recently used PayPal credit - quick and easy!

Recently used PayPal credit for a purchase and had no issues whatsoever - was immediately accepted and the purchase was complete within 2-3 minutes. Just as quick as if paying with card or other options and much quicker than paying using pay-in-3 or pay later through other well-known companies. Reviewed on: 21st June 2026

So easy to use and gives extra protection when order...

So easy to use and gives extra protection when ordering online Reviewed on: 21st June 2026

Good way to get managed spending

works well for me to spread costs a little with while avoiding interest Reviewed on: 21st June 2026

PayPal as never let me down use it every time I purc...

PayPal as never let me down use it every time I purchase something one line safer for me and you can always get your money back if you need to won’t use anything else Reviewed on: 21st June 2026

Helps manage & budget for higher value transactions

PayPal credit is great, now with the added bonus of being able to use PayPal credit on all purchases even when the retailer doesn’t offer PayPal as a payment option. I’m now able to spread the cost on more items. Reviewed on: 21st June 2026

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