Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104870)

Very good deals for long term payments, often 0% fee...

5
Very good deals for long term payments, often 0% fee for the first few months which helps saving money Reviewed on: 15th April 2026
Ewelina 's avatar
Ewelina

Staff are brilliant with queries and always so posit...

5
Staff are brilliant with queries and always so positive Reviewed on: 15th April 2026
Lea B's avatar
Lea B

Makes me feel safe,

5
Makes me feel safe, when buying online ,never had any problems Reviewed on: 15th April 2026
Ann Redfern's avatar
Ann Redfern

It was quick and easy to set up and even...

5
It was quick and easy to set up and even easier to use Reviewed on: 15th April 2026
Cody N's avatar
Cody N

Very good with a minor issues

5
The only problem I experienced, was a very long wait for my refund. I think it went on for over 2 months which is not ideal. I did get it at the end. Reviewed on: 15th April 2026
KM's avatar
KM

Helped me out when needed

5
Helped me out when needed. Very friendly staff and when something went wrong they sorted it fast Reviewed on: 15th April 2026
Martyn F's avatar
Martyn F

Love paypal credit

5
PayPal credit is so easy to set up, and love you can have interest free for four months, it helps me afford items I would otherwise have to wait months for. Reviewed on: 15th April 2026
DJ's avatar
DJ

Easy Peasey

5
Easy to buy, has many options with paypal credit and can pay min monthly and have no charges and very easy and convenient to use Reviewed on: 15th April 2026
Muhammad Ali's avatar
Muhammad Ali

Very good service, very convenient

5
Very good service, very convenient Reviewed on: 15th April 2026
Vlad A's avatar
Vlad A

Not needed to use customer service yet l think that...

5
Not needed to use customer service yet l think that is a good thing Reviewed on: 15th April 2026
Bill's avatar
Bill

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill