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PayPal: PayPal Credit reviews

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4.90
Based on 104,835 reviews, last reviewed 12th May 2026
2491500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026
NAS's avatar
NAS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104835)

Very helpful , always delivers excellent service pr...

5
Very helpful , always delivers excellent service prompt in what they do Reviewed on: 15th April 2026
Stuart Mcdowall's avatar
Stuart Mcdowall

Easy to use and convenient enough for online transac...

5
Easy to use and convenient enough for online transactions Reviewed on: 15th April 2026
Superfox 's avatar
Superfox

I love PayPal ,it's so safe to use and very quick an...

5
I love PayPal ,it's so safe to use and very quick and whenever I pay with it ,I feel confident that the security of my money transfers are in safe hands , customer services are also really helpful when I've had to ring them. Reviewed on: 15th April 2026
Gillian P's avatar
Gillian P

It’s nice to ring somebody and they listen to what y...

5
It’s nice to ring somebody and they listen to what you’re saying PayPal is great Reviewed on: 15th April 2026
James k's avatar
James k

I have never had 1 problem with PayPal been with the...

5
I have never had 1 problem with PayPal been with them for years Reviewed on: 15th April 2026
Daniel R's avatar
Daniel R

Good service and very reliable.

5
Good service and very reliable. it has been of great help since I started using PayPal Reviewed on: 15th April 2026
Abigail Armah's avatar
Abigail Armah

So easy to manage finances and monitor expenditure.

5
So easy to manage finances and monitor expenditure. It also provides financial stability for purchases over £100.00 by being able to stagger the repayment free of interest over a 4 month period. I have utilised this significantly over the years for higher expenditure purchases. Reviewed on: 15th April 2026
Anna M's avatar
Anna M

Always clear and simple to do online transactions.

5
Always clear and simple to do online transactions. Reviewed on: 15th April 2026
Graham's avatar
Graham

I have had nothing but a positive experience with us...

5
I have had nothing but a positive experience with using paypal in all its formats. Reviewed on: 15th April 2026
Ajw's avatar
Ajw

PayPal Credit is a great way to spread a big...

5
PayPal Credit is a great way to spread a big spend Reviewed on: 15th April 2026
Ian's avatar
Ian

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