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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Great service and customer care

Used PayPal for over almost 10 years and never had any problems. Easy to contact and sort any issues straight away. Reviewed on: 21st June 2026

Always professional, as you would hope and expect

Always professional, as you would hope and expect Reviewed on: 21st June 2026

It's the easiest financial service I've used.

I really appreciate the simplicity and convenience that PayPal offers - it's one of the most straightforward web services, financial or otherwise, that I use. Reviewed on: 21st June 2026

Good stuff all round

Straight forward, clear, easy to follow terms. Used to have issues with not being able to use it everywhere, but since they started offering physical cards, that's no longer a problem. Reviewed on: 21st June 2026

Excellent service. used pp for many years.

I've used pp for many years. Never had an issue. It's very helpful to me for my purchases. Reviewed on: 21st June 2026

So easy to get credit.

So easy to get credit. I'm over 60 and sometimes find tec hard but PayPal is so easy to use Reviewed on: 21st June 2026

Great interest rates, easy app to use.

Great interest rates, easy app to use. Helpful staff and reliant Reviewed on: 21st June 2026

A quick and easy way to pay.

A quick and easy way to pay. This is my preferred way of paying. Reviewed on: 21st June 2026

Great for when you want to make a purchase but sprea...

Great for when you want to make a purchase but spread the cost great to be given 4 months interest free! Reviewed on: 21st June 2026

Great/ excellence

Great/ excellence best deals in along while would recommend to all my friends Reviewed on: 21st June 2026

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