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PayPal: PayPal Credit reviews

4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104778)

Good service

5
Very services I love paying with pay pall ! And secure Reviewed on: 15th April 2026

Trusted and efficient service

5
Transactions are processed quickly, and I particularly appreciate the high level of security and buyer protection that PayPal offers. Reviewed on: 15th April 2026

App is user friendly and reward system is great!

5
App is user friendly and reward system is great! Reviewed on: 15th April 2026

Had no issues, straightforward to use and set up, 0%...

5
Had no issues, straightforward to use and set up, 0% for 4 months perfect for my use. Reviewed on: 15th April 2026

Love my PayPal account

5
Easy to navigate and plenty of options for re payment. I particularly like the pay in 4 months interest free and the new point scheme and the rewards offered. I have had a PayPal account for many years, at first just for eBay payments etc but I now use it for a lot of my online shopping because it’s safe Reviewed on: 15th April 2026

Love using Paypal credid on biger purchase, easy to...

5
Love using Paypal credid on biger purchase, easy to set up and manage... Reviewed on: 15th April 2026

Great experience so far with PayPal wish I could pay...

5
Great experience so far with PayPal wish I could pay off balances quicker but a few days isn’t bad, really quick to use straight in my apple wallet for when I’m out and about. Just fast to tap and go which is great and easy online too with there Authenticator which is just a tap too. Reviewed on: 15th April 2026

Great service easy to use

5
Great service perfect for everyday easy to follow and excellent service Reviewed on: 15th April 2026

Easy, hassle free!

5
Easy, hassle free! Easy to set up, they don’t hound you, highly recommend. Reviewed on: 15th April 2026

My experience is been excellent and i not had any co...

5
My experience is been excellent and i not had any complaints about it at all. Very fast and reliable service. Reviewed on: 15th April 2026

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