Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,739 reviews, last reviewed 12th May 2026
2486950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026
Louise 's avatar
Louise

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104739)

It is just easy.

5
It is just easy. No messing about. Any issues that arise that dealt with quickly and all information is readily available. The app os clean and easy to use also Reviewed on: 15th April 2026
James o's avatar
James o

I have been using paypal for years and it's absolute...

5
I have been using paypal for years and it's absolutely amazing with fraud and also being able to use it to pay for things and paying it off. Reviewed on: 15th April 2026
Weronika's avatar
Weronika

Fantastic service easy to use suits my needs

5
Fantastic service easy to use suits my needs Reviewed on: 15th April 2026
Neil S's avatar
Neil S

Great team always helpful whenever there is a problem

5
Great team always helpful whenever there is a problem Reviewed on: 15th April 2026
Chris's avatar
Chris

great for bigger purchases

5
great for bigger purchases as it allows you to spread the cost Reviewed on: 15th April 2026
Kelly s's avatar
Kelly s

very proffetional customer service great products us...

5
very proffetional customer service great products used for years Reviewed on: 15th April 2026
phillip wilson's avatar
phillip wilson

PayPal credit pay on 4 months is very useful and I u...

5
PayPal credit pay on 4 months is very useful and I use it a lot Reviewed on: 15th April 2026
Lee B's avatar
Lee B

PayPal is so convenient and easy to use !

5
PayPal is so easy to use via the PayPal app! I feel safe using PayPal to shop online, and with interest free credit for purchases of £99+ it’s great for spreading those costly purchases. I’ve been using PayPal for some years now and would definitely recommend Reviewed on: 15th April 2026
lyndonmagnus@yahoo.co.uk's avatar
[email protected]

Good for big purchases

5
Great way to pay for big things like concert tickets over a longer period than using a normal credit card Reviewed on: 15th April 2026
Ellie's avatar
Ellie

Its good very helpful i find it very easy to use ver...

5
Its good very helpful i find it very easy to use very good for mums like me who have gone through mat leave. Reviewed on: 15th April 2026
SA's avatar
SA

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill