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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Been with PayPal for years and it’s been excellent,...

Been with PayPal for years and it’s been excellent, easy accessible and trustworthy been a pleasure to use Reviewed on: 21st June 2026

Handy to have

I like using PayPal credit. You Can use at a lot of retailers and restaurants. Handy if you don’t have your card details on you too. I like split in 3 as makes payments more manageable. Only downside i would give is, it can be quite slow to take the minimum payment. Reviewed on: 21st June 2026

Brilliant

Ive not had PayPal credit very long, and I was nearly scammed, but PayPal recognised something unusual about some purchases and put a stop to them straight away. Customer service was brilliant. Couldn't fault them for anything so far. Reviewed on: 21st June 2026

Its good.

Its ok. I use pay pall from over 15 years. Reviewed on: 21st June 2026

PayPal is excellent value over other credit cards as...

PayPal is excellent value over other credit cards as it gives me more time to pay for purchases which helps me budget better without accruing interest as long as I pay within the 4 month period Reviewed on: 21st June 2026

Always find the transactions very straightforward

Always find the transactions very straightforward Reviewed on: 21st June 2026

Excellent

Paypal is one of the best ways to transfer and utilise money, especially through wallet. The Paypal credit option gives us more reliability and flexibility of using the app and upon our payment. Reviewed on: 21st June 2026

Great service .

Great service . I used a lot when booking a holiday Reviewed on: 21st June 2026

Always a good experience with PayPal.

Always a good experience with PayPal. Always easy to use. Reviewed on: 21st June 2026

I have used PayPal for many years

I have used PayPal for many years, never had an issue, always fast and efficient and keeps my money safe! Reviewed on: 21st June 2026

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