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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181105)

Quick and easy to use, can can used on multiple site...

5
Quick and easy to use, can can used on multiple sites with the online card allowing it to be used anywhere Reviewed on: 21st June 2026

its good, never had bad experience and paypal suppor...

5
its good, never had bad experience and paypal support been helpful Reviewed on: 21st June 2026

Never had a problem and easy to use

5
Never had a problem and easy to use Reviewed on: 21st June 2026

A bit hectic in regard to what your credit balance i...

4
A bit hectic in regard to what your credit balance is, payments take forever to reflect in your account but good coverage, with many business supporting PayPal payments and good support when needed Reviewed on: 21st June 2026

Been using PayPal for years have never had any probl...

5
Been using PayPal for years have never had any problems love the service Reviewed on: 21st June 2026

Only people I trust with my transactions

5
Only people I trust with my transactions Reviewed on: 21st June 2026

It’s handy especially if u get paid in a few days an...

5
It’s handy especially if u get paid in a few days and u need it now Reviewed on: 21st June 2026

I’ve never had a bad experience with them!

5
I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Excellent service

5
Always reliable in making payment and dealing with disputes Reviewed on: 21st June 2026

Very good

5
Very good service, would recommend to friends Reviewed on: 21st June 2026

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