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PayPal: PayPal Credit reviews

4.90
Based on 104,730 reviews, last reviewed 12th May 2026
2486650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me very well in being able to affo... PayPal has helped me very well in being able to afford things when I am low on money as I know I can pay it back to my credit Reviewed on: 12th May 2026
April A's avatar
April A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104730)

easy and convenient

5
Everything about PayPal is so easy and convenient Reviewed on: 15th April 2026

Very easy to use

5
Very easy to use. Glad I started using PayPal. Now just waiting for my PayPal credit card to turn up. Reviewed on: 15th April 2026

Love the convinence

5
I can spread my payments pay friend and family easily now the physical card is a game changer love it Reviewed on: 15th April 2026

Paypal is used to make secure payment online and exc...

5
Paypal is used to make secure payment online and excellent Reviewed on: 15th April 2026

Amazing!

5
Amazing! Never had a problem. Easy to see how much credit is available. Reviewed on: 15th April 2026

Since I started using PayPal many years agohaven’...

5
Since I started using PayPal many years ago I haven’t had any issues at all in my experience. It’s safe to purchase goods from relevant companies online which associates with PayPal credit. Always pay via PayPal App which is safe and secure. Highly recommended. Reviewed on: 15th April 2026

I’ve been using PayPal for over ten years.

5
I’ve been using PayPal for over ten years. It has always helped me with purchasing items safely online and provided me with a different way of spending and receiving money that traditional banks don’t allow you to do. Reviewed on: 15th April 2026

Just good and easy and used by many companies

5
Just good and easy and used by many companies Reviewed on: 15th April 2026

Verry helpfull

5
I have only had one problem and paypal where so helpfull. Reviewed on: 15th April 2026

PayPal credit is a lifesaver and allowed me to sprea...

5
PayPal credit is a lifesaver and allowed me to spread the cost without interest Reviewed on: 15th April 2026

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