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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

easy to use, Pay in 3 or 4 instalments on credit car...

easy to use, Pay in 3 or 4 instalments on credit card are useful. I've had a dispute quickly resplved by PayPal Reviewed on: 21st June 2026

Outstanding credit provider

Easiest way to pay whether in full or with credit. Comes with shopping security too. Reviewed on: 21st June 2026

So easy to use

Great Service and so easy to use from r many things. I would recommend to anyone and all the family use it. Reviewed on: 21st June 2026

The only negative experience with PayPal credit card...

The only negative experience with PayPal credit card is that I have probably a daily spend limit and I don’t know how to change it Reviewed on: 21st June 2026

Easily accessible.

Easily accessible. Regular contact & information on account. Reviewed on: 21st June 2026

Very easy to use and convenient.

Very easy to use and convenient. Peace of mind that it is safe Reviewed on: 21st June 2026

Great secice from PayPal

I love the fact that there is now a credit card and debit card that allows me to use my PayPal account more. Pay in 3 is great and the points systems wjlhen using the card is excellent. Reviewed on: 21st June 2026

A Smooth and Secure Way to Pay

Using PayPal has been a smooth and reassuring experience. Payments are quick, secure, and easy to track, which gives me confidence when shopping or sending money. The interface is user-friendly, and buyer protection adds extra peace of mind. Overall, it’s a reliable and convenient platform I trust for everyday transactions. Reviewed on: 21st June 2026

Never had any issues.

Never had any issues. So far so good:) Reviewed on: 21st June 2026

Brilliant

Can't fault it, very good app/company Reviewed on: 21st June 2026

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