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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

PayPal Credit give me time

PayPal Credit give me time to pay for thing over time and is a great serves that allow me to safely buy online with out worry Reviewed on: 21st June 2026

Sometimes good, Sometimes bad!

Sometimes good, Sometimes bad, Offered but not available. Reviewed on: 21st June 2026

makes big purchases more accessable

makes big purchases more accessable Reviewed on: 21st June 2026

PayPal is a general godsend

PayPal is a general godsend for online purchases and marketplaces. Adding extra layers of protection from scammers and such. Reviewed on: 21st June 2026

Excellent especially the four months interest free

I had to phone them as a card hadn't arrived the lady I spoke to ordered me a new card that arrived about 10 days later so slower than I was expecting Reviewed on: 21st June 2026

Application process is quick and easy.

The application process is quick and easy. Even though I was accepted a while ago I have just used it for a purchase as it gave me an extra month to pay interest free. Reviewed on: 21st June 2026

Excellent

I’ve had an excellent experience using PayPal Finance. The application process was quick and straightforward, and everything was clearly explained from the start. I especially appreciate how easy it is to manage payments through my PayPal account, with full transparency on balances and due dates. The flexibility offered has been incredibly helpful, allowing me to spread the cost of purchases without stress. Payments are processed smoothly, and I’ve found the platform reliable and user-friendly at every step. Overall, PayPal Finance has been a convenient and trustworthy option for managing purchases, and I would highly recommend it to anyone looking for a simple and efficient financing solution. Reviewed on: 21st June 2026

Consistent, reliable, easy, simple

Consistent, reliable, easy, simple Reviewed on: 21st June 2026

Great service and generous Credit Limit.

Great service and generous Credit Limit. Don't even charge a fee for your FIRST late payment notification (although this will appear on your Credit Score by Credit Reference Agencies) so advise set up Direct Debit to avoid future surprises. Reviewed on: 21st June 2026

Safe way to pay

Always been great and there when need gifts and things safe way to pay Reviewed on: 21st June 2026

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