Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181104 reviews)

View other PayPal products

4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181105)

I have always been satisfied with PayPal I think tha...

I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026

Paypal is the best

"I’ve been using PayPal for years. The PayPal app and website are incredibly straightforward to use for purchases and splitting bills and added security. I love that I only have to enter my bank details once instead of typing them into countless different websites. It effortless, and the Buyer Protection is brilliant if anything goes wrong. Furthermore their customer service is second to none, just excellent. Thank you PayPal "Highly recommend!" Reviewed on: 21st June 2026

Very easy to use, customer service is great

Very easy to use, customer service is great Reviewed on: 21st June 2026

Very good I can pay as soon as possible

Very good I can pay as soon as possible Reviewed on: 21st June 2026

Easy to set up easy to use.

Easy to set up easy to use. Not quite sure how I signed up entered some details and hey presto handy credit for when the unexpected happens Reviewed on: 21st June 2026

Excellent professional service, very easy to use app

Excellent professional service, very easy to use app Reviewed on: 21st June 2026

Ease to use

Easy to make payment on various platforms and also offers split payment which helps in current financial climate, customer service always ready to help when problems occur with retailers and provide solutions and a way forward. It’s a trusted platform and you can be at peace knowing it’s a secure platform Reviewed on: 21st June 2026

My experience with paypal has been positive, and whe...

My experience with paypal has been positive, and when I ever have concerns customer service has been excellent Reviewed on: 21st June 2026

They are always extremely polite and willing to help...

They are always extremely polite and willing to help with any query Reviewed on: 21st June 2026

Hard to get in touch with an operator and not many o...

Hard to get in touch with an operator and not many options when you have a problem with a pending transaction Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101260 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub