Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,693 reviews, last reviewed 12th May 2026
2484850% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services love how it is easy and accessible Great services love how it is easy and accessible Reviewed on: 12th May 2026
kauser bibi's avatar
kauser bibi

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104693)

I appreciate the flexible finance options and range...

5
I appreciate the flexible finance options and range of services. On the odd occasion I've needed customer service help it has been helpful. Reviewed on: 15th April 2026
Chris S's avatar
Chris S

Trusted and safe.

5
Trusted and safe. Easy transactions. Also offer interest free. With spreading your payments. Reviewed on: 15th April 2026
AudWak's avatar
AudWak

Very happy with the experiencei PayPal is a great se...

5
Very happy with the experiencei PayPal is a great service Reviewed on: 15th April 2026
Curtis s's avatar
Curtis s

Great service and easy to track transaction

5
Great service and easy to track transaction Reviewed on: 15th April 2026
Osahon O's avatar
Osahon O

Easy to manage and quick for online payments

5
Easy to manage and quick for online payments Reviewed on: 15th April 2026
Vikash m's avatar
Vikash m

Great service.

5
Great service. Never had any issues that PayPal couldn't resolve Reviewed on: 15th April 2026
Kerrie H's avatar
Kerrie H

PayPal is a safe and simple way to pay your onli...

5
PayPal is a safe and simple way to pay for your online purchases or paying friends and family, Plus you are protected by the money back guarantee if things go wrong with your purchases from online retailers Ect , Would definitely recommend paying by PayPal. Reviewed on: 15th April 2026
Dave F's avatar
Dave F

So easy to use.

5
So easy to use. I like to add it to my Apple Wallet. Reviewed on: 15th April 2026
ATTILA N's avatar
ATTILA N

I love it so much and it’s a great way to spend money.

5
I love it so much and it’s a great way to spend money. Reviewed on: 15th April 2026
Gulmira Serekbayeva's avatar
Gulmira Serekbayeva

Overall good experience, easy to use and clear on w...

5
Overall good experience, easy to use and clear on what you get Reviewed on: 15th April 2026
Karch's avatar
Karch

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill