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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104680)

Everytime I have had a problem PayPal has stepped in...

5
Everytime I have had a problem PayPal has stepped in and sorted it out and I have got my money back.Its definitely the way to go.I pay for everything with it . Reviewed on: 15th April 2026
Linda's avatar
Linda

Excellent service

5
Excellent service provided by paypal every time. 100% would recommend. Reviewed on: 15th April 2026
Joanne C's avatar
Joanne C

Easy and useful.

4
Easy and useful. Specially pay in 3 options very convenient. Feel secure and trustworthy. Reviewed on: 15th April 2026
Leon 's avatar
Leon

more options of pay later

4
I like that more options of paying over 6 or 12 months are available. Reviewed on: 15th April 2026
Sandra S's avatar
Sandra S

Very reliable,

5
Very reliable, when it comes to making purchases, with an ease of mind Reviewed on: 15th April 2026
Stevo's avatar
Stevo

Satisfied

5
Satisfied with the service. Some sort of confusion regarding the statements. Reviewed on: 15th April 2026
Aldrin 's avatar
Aldrin

Simple, Flexible, and Convenient to Use.

5
I’ve had a great experience with PayPal Credit. It’s easy to set up, simple to use at checkout, and really helpful for spreading the cost of bigger purchases. The account is straightforward to manage, with clear balances and reminders for payments. The 0% interest offers are a big plus if you stay on top of repayments. Overall, a convenient and reliable option if you already use PayPal. Reviewed on: 15th April 2026
Demi B's avatar
Demi B

Easy to use, easy to pay off, easy to track...

5
Easy to use, easy to pay off, easy to track goods Reviewed on: 15th April 2026
User's avatar
User

Stress saver

5
I enjoy the interest free. Paypal is the reason I have the gadgets I need when I most need it Reviewed on: 15th April 2026
Giwa Taiwo's avatar
Giwa Taiwo

My experience with paypal

5
I’ve never experienced any problems with PayPal. I keep using it mainly because it gives me that extra peace of mind and sense of security. Reviewed on: 15th April 2026
Andy's avatar
Andy

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