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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181103 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181103)

Easy to use app that can be navigated quickly

Easy to use app that can be navigated quickly Reviewed on: 21st June 2026

Pay in 3 is good option and comes in handy when you...

Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026

Straightforward to use and so simple.

Easy to use and easy to understand the percentage amount and your repayments. Makes repayments straightforward and easy to pay off more if you use the credit. Reviewed on: 21st June 2026

Easy to use.

Easy to use. Good customer service. Decent mobile app design. Reviewed on: 21st June 2026

A very useful service that you can use to pay in mos...

A very useful service that you can use to pay in most places Reviewed on: 21st June 2026

4 Month No Interest

Been using for a while and the 4 month no interest on purchases above £90 is great. Reviewed on: 21st June 2026

since the beginning this experience has been awesome

since the beginning this experience has been awesome Reviewed on: 21st June 2026

Everything is very clear and easy to understand

Everything is very clear and easy to understand Reviewed on: 21st June 2026

It was very qiuck and simple to apply.

It was very qiuck and simple to apply. Decision in a minute. Great service Reviewed on: 21st June 2026

PayPal credit 4 months interest free is outstanding...

PayPal credit 4 months interest free is outstanding value Reviewed on: 21st June 2026

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