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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181102)

Many years I am with PayPal, always help to buy thin...

5
Many years I am with PayPal, always help to buy things, many options for account holders Reviewed on: 21st June 2026

I will all ways use PayPal as my first option

5
I will all ways use PayPal as my first option for making payments can always trust the system. If you have an issues you know that PayPal will get it sorted. Reviewed on: 21st June 2026

Best provider you can ask for dealing with your money

5
Always rely upon them n help is right there if I need it Reviewed on: 21st June 2026

My PayPal experience

5
Really easy to use me and my friends always use it to send send each money for various things. Finance. Is easy and simple to use and easy to pay back if you decide to pay back early. paypal have also sorted products for me that haven’t arrived with a simple call.i use them all the time when I order online.no questions asked!! Reviewed on: 21st June 2026

Easy to use.

5
Easy to use. Pay in 3 interest free so convenient, especially for booking trips. Reviewed on: 21st June 2026

PayPal is very accommodating, it provides me with va...

5
PayPal is very accommodating, it provides me with variable payment options which suit me. Very secure site, user friendly and easy to access. I find it is a excellent option on all my purchases. I have option to spread payments which helps my finances, with the option to pay early if I wish. Absolutely brilliant site. Reviewed on: 21st June 2026

It is simple to use with easy instructions.

5
It is simple to use with easy instructions. Reviewed on: 21st June 2026

Never had any issues with payment

5
Never had any issues with payment Reviewed on: 21st June 2026

I have a very good experience with paypal,never have...

5
I have a very good experience with paypal,never have a issue with payments or anything Reviewed on: 21st June 2026

Great and convenient service

5
PayPal Credit has been a great experience. It is easy to use, convenient for purchases, and the payment options are helpful. I like how simple it is to manage through PayPal, and it makes shopping more flexible. Reviewed on: 21st June 2026

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