Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,655 reviews, last reviewed 11th May 2026
2483100% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal a safe way to and easy to use. PayPal a safe way to and easy to use. Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104655)

I've used PayPal Credit several times and always fou...

5
I've used PayPal Credit several times and always found the service to be excellent..No issues and would certainly recommend... Reviewed on: 15th April 2026

Fabulous service.

5
Fabulous service. No issues when I have a problem and always happy to help. Enthusiastic staff and feel greatly supported. Reviewed on: 15th April 2026

Nothing negative.

5
No issues. All is as expected. Nothing negative to moan about Reviewed on: 15th April 2026

Good 0% interest credit plans on most brands

5
Good 0% interest credit plans on most brands Reviewed on: 15th April 2026

Paypal is my most flexible way of paying for goods b...

5
Paypal is my most flexible way of paying for goods be it for making online payments, spreading the cost of online purchases with pay in 3 or via the online or physical card giving 4months credit Reviewed on: 15th April 2026

Used PayPal for years and love PayPal credit

5
Used PayPal for years and love PayPal credit Reviewed on: 15th April 2026

Khan sajida

5
Very easy to use good customer service Reviewed on: 15th April 2026

Always quick and easy payments, no fuss with credit...

5
Always quick and easy payments, no fuss with credit and simple clear payback.cant think highly enough of them. Reviewed on: 15th April 2026

Always on point and never had any issues

5
Always on point and never had any issues Reviewed on: 15th April 2026

Always reliable.

5
Always reliable. Very happy with possibility to have it if need it. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review