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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104607 reviews)

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4.90

Based on 104,607 reviews, last reviewed 11th May 2026

2480900% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So far so good. Lovely So far so good. Also lovely services and good credit limit Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104607)

Love the cash back on my spending

Love the cash back on my spending Reviewed on: 15th April 2026

Managing spending and control of finances

Transactions are always very efficient and simple to understand with up to date notifications of amounts paid and future payments clearly outlined and Paypals pay in 3 is very useful Reviewed on: 15th April 2026

Highly recommend

I have used PayPal for many years but I find paypal credit very reliable and easy to use and it works for me with their great rates ! Reviewed on: 15th April 2026

Had an issue involving an over payment on my credit...

Had an issue involving an over payment on my credit account. I over paid but ended up having to buy a car so they refunded me the over payment to help with this Reviewed on: 15th April 2026

No hiccups for any transaction.

No hiccups for any transaction. Extremely accommodating and helpful in purchases Reviewed on: 15th April 2026

I have had a PayPal account for almost 20 years, its...

I have had a PayPal account for almost 20 years, its my first option when making a purchase online or Retail with my PayPal Debt card, I always know PayPal has my back and that is why I highly recommend PayPal. Reviewed on: 15th April 2026

I always have super experience with PayPal , quick a...

I always have super experience with PayPal , quick and cheap ! Reviewed on: 15th April 2026

I've never had an issue with PayPal, it's my preferr...

I've never had an issue with PayPal, it's my preferred payment method Reviewed on: 15th April 2026

Overall pleased was a bit annoyed when I had fraudul...

Overall pleased was a bit annoyed when I had fraudulent activity and I had the address of the person who had hacked my account. Nothing was done about them but I didn't lose the money. Reviewed on: 15th April 2026

Handy to have in wallet use all the time

Handy to have in wallet use all the time Reviewed on: 15th April 2026

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