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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181102 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181102)

Great provider

Great provider fast application very quick Reviewed on: 21st June 2026

Great Service and Easy to Use

have had a positive experience with PayPal Credit. The application process was simple, payments are easy to manage, and everything is clearly shown in the app. It has been a helpful and convenient way to spread the cost of purchases when needed. Overall, I am very satisfied with the service.” Reviewed on: 21st June 2026

Making the big purchases accessible!

Making the big purchases accessible! Love PayPal credit, it’s helped me but all my gig tickets Reviewed on: 21st June 2026

Great service can’t fault them

I put neutral for customer service because I haven’t really used them to know. The service has always been great with the pay in 3 and the credit Reviewed on: 21st June 2026

Interest is high but good product

Interest is high but good product Reviewed on: 21st June 2026

I have been using PayPal unfortunately not so strai...

I have been using PayPal unfortunately not so straight forward to spend the points could be better to be real money Reviewed on: 21st June 2026

Really ?? What’s not to love?

Every time I have had a problem or a query I have been able to speak to a person and either get the issue resolved, been given advice on what to do or had my mind put at rest. Without PayPal I do not think I would shop as much online so they are doing online businesses a great service. plus you now get the Pay in 3 which makes those a little more expensive purchases within reach . Wow and now the point back too!!! Would not be without PayPal now but as my go to payment method. Reviewed on: 21st June 2026

Excellent service.

Excellent service. Good products. Great savings. Pay in 3 very good Reviewed on: 21st June 2026

my experience is quite simple excellent everything i...

my experience is quite simple excellent everything is nice and simple to use and understand Reviewed on: 21st June 2026

Simplicity itself

Straightforward easy to understand good pay back options Reviewed on: 21st June 2026

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