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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181101 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181101)

Easy experience and hap service

Easy experience and happy with service Reviewed on: 21st June 2026

Fast and painless.

Fast and painless. Pay in 3 is very useful Reviewed on: 21st June 2026

Brilliant company

Easy to use. Great for budgeting. Good communication Reviewed on: 21st June 2026

They’re the best for customer service and consumer p...

They’re the best for customer service and consumer protection, they’re my primary only payment method Reviewed on: 21st June 2026

Very good customer service and all round good credit...

Very good customer service and all round good credit limits Reviewed on: 21st June 2026

All ok, very helpful with finances.

All ok, very helpful with finances. Reviewed on: 21st June 2026

I find PayPal a tool to help me financially and the...

I find PayPal a tool to help me financially and the app is really good and easy to use Reviewed on: 21st June 2026

Helpful for families

Easy to use and get a increase! Always beneficial when you have a child and expenses are everywhere! So its alot more manageable with paypal credit Reviewed on: 21st June 2026

Personal experience

It does offer ease when paying for things and several options for credit. Making a payment is super easy Reviewed on: 21st June 2026

Easy and safe

Never had any problems with paypal use it all the time Reviewed on: 21st June 2026

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