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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,503 reviews, last reviewed 11th May 2026
2476050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy the freedom that PayPal gives me with PayP... I enjoy the freedom that PayPal gives me with PayPal credit. Easy to view and pay. I always recommend to family and friends Reviewed on: 11th May 2026
Alio's avatar
Alio

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104503)

PayPal Credit gives me a very welcome flexibility.

5
PayPal Credit gives me a very welcome flexibility when I need it. Reviewed on: 15th April 2026
LP's avatar
LP

PayPal offers a wide range of great services, making...

5
PayPal offers a wide range of great services, making it highly versatile and helping simplify our fast-paced, busy lives. It's flexible, user-friendly, and designed to make your life easier. I have been using PayPal for many years, and it’s automatically my first choice of payment. I'm a very happy PayPal user and would highly recommend it to anyone! Reviewed on: 15th April 2026
Kevin G's avatar
Kevin G

Gives Great financial flexibility

5
Gives Great financial flexibility Reviewed on: 15th April 2026
Grace 's avatar
Grace

Transactions are easy and straightforward.

5
Transactions are easy and straightforward. There also different options for paying services and goods. I specially love the 0% interest for 4 months because it helps with budget. Reviewed on: 15th April 2026
Hj Des's avatar
Hj Des

Excellent

5
Excellent definitely recommended Reviewed on: 15th April 2026
Nil O's avatar
Nil O

I always feel very safe using Paypal as payment method.

5
I always feel very safe using Paypal as payment method. It is definitely my preferred. Reviewed on: 15th April 2026
Patricia Miranda's avatar
Patricia Miranda

Ease of use and safety.

4
Ease of use and safety. Resolution to fraudulent crime Reviewed on: 15th April 2026
Richard W's avatar
Richard W

Excellent service great credit eas of use

5
Excellent service great credit eas of use Reviewed on: 15th April 2026
Owais's avatar
Owais

easy and flexible to use

5
I’ve been with PayPal credit for around 6 years and never had an issue. I find it easy to use and easy to pay off. I use it for bigger purchases and spread my costs and I’m in complete control of how and when I pay which is nice as I’m not tied to deadlines within the first 4 months Reviewed on: 15th April 2026
Charlie's avatar
Charlie

Easy to use & straight forward.

5
Easy to use & readily available. Makes checking out super quick & straight forward. Easy to pay in part or full all through the app. Reviewed on: 15th April 2026
Michaela's avatar
Michaela

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