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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181101)

No issues, everything has worked smoothly.

5
No issues, everything has worked smoothly. Reviewed on: 21st June 2026

Pay pal credit is fabulous

5
I’ve used PayPal credit for quite a few larger purchases, it’s really convenient to get the 4 instalment payment option. It just makes sense to have 4 months to pay larger amounts, rather than finding it all at once, so when I see a bargain, I can get it, and pay over 4 months. What’s not to like Reviewed on: 21st June 2026

It is very easy to use and user friendly

5
It is very easy to use and user friendly Reviewed on: 21st June 2026

PAYPAL ACCOUNT

5
Great for payments online good for getting to spread out payment. Reviewed on: 21st June 2026

Amazing all in one place what i need fast and easy t...

5
Amazing all in one place what i need fast and easy to use Reviewed on: 21st June 2026

Easy to use with good clear communication regarding...

5
Easy to use with good clear communication regarding payment and due dates. Paypal credit option available for plenty of sales which I find really useful Reviewed on: 21st June 2026

I've complete trust in PayPal and im looking forward...

5
I've complete trust in PayPal and im looking forward to earning with PayPal plus in the future Reviewed on: 21st June 2026

No complaints, pay in 3 & PayPal credit can come in...

5
No complaints, pay in 3 & PayPal credit can come in handy Reviewed on: 21st June 2026

Great options, flexible and simple to use

5
Great options, flexible and simple to use Reviewed on: 21st June 2026

I find PayPal very good and secure way to pay ,plus...

5
I find PayPal very good and secure way to pay ,plus great now I have the PayPal debit card, this gives me more insensitive to keep topping my balance up ,well done i hope to remain a customer for years to come Reviewed on: 21st June 2026

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