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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104432 reviews)

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4.90

Based on 104,432 reviews, last reviewed 11th May 2026

2473000% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, safe and great service! Always found PayPal easy to use, safe, value for money, and supported by a good customer service team. Reviewed on: 11th May 2026

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104432)

Excellent service prompts for payment

Excellent service prompts for payment Reviewed on: 15th April 2026

I’m happy with my experience using PayPal

I’m happy with my experience using PayPal Reviewed on: 15th April 2026

Always reliable - available for most purchases, inte...

Always reliable - available for most purchases, interest is low Reviewed on: 15th April 2026

So far so good

Well that’s been good so far, started using PayPal in 2022 and I’m trying to learn to use it more without incurring debt or fees Reviewed on: 15th April 2026

PayPal is a brilliant on all financial levels

PayPal is brilliant when you’re working in your own currency and paying in foreign currency. It allows me to buy things abroad and pay people abroad without any fuss. Reviewed on: 15th April 2026

It have saved me many times from last minute situati...

It have saved me many times from last minute situations when I had no money on my card . Especially on flight tickets when the previous flights got cancelled or missed Also helped me to spread the cost when buying something I really want/need but can't afford to pay on time.I am glad you exist and give changes to people like me who sometimes can't afford certain things but resistant them or need them! Reviewed on: 15th April 2026

Overall I've had a very good experience with PayPal...

Overall I've had a very good experience with PayPal credit and have been impressed with it all Reviewed on: 15th April 2026

Hassle free

Easy to use, hassle free, app is good and gives all information that I need to know in one place Reviewed on: 15th April 2026

Simple easy to use a great service

Simple easy to use a great service Reviewed on: 15th April 2026

Excellent process. Quick and reliable

Excellent process. Quick and reliable Reviewed on: 15th April 2026

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