Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been good since ive got it and easy to use and gives...

5
Been good since ive got it and easy to use and gives you good reminders when its due Reviewed on: 14th July 2026

Easy to use and is accepted most places , has also l...

5
Easy to use and is accepted most places , has also let me make safe second hand purchases in safety and confidence. Another great feature is to help build my credit score safely which is amazing. Reviewed on: 14th July 2026

I applied for a sum of money I was granted it within...

5
I applied for a sum of money I was granted it within a short time it meant the world to me ,I was able to purchase an expensive item I didn’t have the financial ability at the time and they allowed me to pay back what I could afford each month ! No hassle just advice. Reviewed on: 14th July 2026

great service!

5
great service!!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th July 2026

Very good excellent work always helpful

5
Very good excellent work always helpful Reviewed on: 14th July 2026

I love PayPal, very easy to use

5
Good service and quick, you can use everywhere Reviewed on: 14th July 2026

Enjoy using PayPal.

5
Enjoy using PayPal. Convenient. I like using PayPal it’s easier to use her life earning in the points. Reviewed on: 14th July 2026

I applied for credit and was offered it

5
I applied for credit and was offered it Reviewed on: 14th July 2026

Most issues I have had with other vendors using PayP...

3
Most issues I have had with other vendors using PayPal has has a good support if I’ve needed it Reviewed on: 14th July 2026

Im always happy when I use PayPal credit and it help...

5
Im always happy when I use PayPal credit and it helps me when I need it tue most . Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101255 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products