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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Always simple to use and very secure

5
Always simple to use and very secure Reviewed on: 20th June 2026

Applied for d debit card did not work

4
Applied for d debit card did not work Reviewed on: 20th June 2026

Great payment method and very secure.

5
Great payment method and very secure. Reviewed on: 20th June 2026

One of the Best Credit Services

5
I've had a positive experience using PayPal Credit. The platform feels very secure, and I appreciate the extra protection when making purchases online. Payments are easy to manage, transactions are processed smoothly, and the account dashboard is straightforward to use. It's been a convenient way to spread the cost of purchases while maintaining peace of mind about security. Reviewed on: 20th June 2026

All is Alright.

5
I. haven't had to contact Customer Services yet, as all is alright. Reviewed on: 20th June 2026

Everything in one

5
Generally easier for everyday use Reviewed on: 20th June 2026

I never was thinking this will be so easy to use, ev...

5
I never was thinking this will be so easy to use, everything is perfect with paypall Reviewed on: 20th June 2026

The customer service is excellent and was navigating...

5
The customer service is excellent and was navigating through the app is seco d to none. Above all the security is always excellent Reviewed on: 20th June 2026

Good paid for visa, directly and pay in three ...

5
Good paid for visa, directly and pay in three terms Reviewed on: 20th June 2026

Easy to apply for

5
Easy to apply for, good credit at the start, increased with time. Statement are clear, autopay easy to set up with monthly reminder. Reviewed on: 20th June 2026

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