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PayPal: PayPal Credit reviews

4.90
Based on 100,375 reviews, last reviewed 7th May 2026
2286900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026
Rebecca E's avatar
Rebecca E

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100375)

Great product for safe purchases.

5
Great product for safe purchases. Reviewed on: 13th April 2026

Paypal Is Awesome!

5
Paypal is easy to use and always easy to provide as much detail possible. Also, great options for Paypal credit Reviewed on: 13th April 2026

Easy to use

5
I like improving my credit score. adding to apple pay really makes it easier to use. Reviewed on: 13th April 2026

The customer service is very bad

5
The customer service is very bad Reviewed on: 13th April 2026

PayPal is my go too!

5
PayPal is my go too! Trusted provider that you can rely on. I tell all of the older generation to use it as you know it’s trustworthy. Reviewed on: 13th April 2026

Excellent service provider.

4
Excellent service provider. I prefer to used PayPal rather then my other cards Reviewed on: 13th April 2026

Professional and Reliable.

5
I am having a great experience with PayPal credit, fast and straightforward top notch in Tec. no hidden fees. highly recommend for anyone who looks for professional and hassle- free lender. Reviewed on: 13th April 2026

Fantastic easy to use sorted in minutes

5
Fantastic easy to use sorted in minutes Reviewed on: 13th April 2026

Excellent service,

5
Excellent service, happy with the good value for money provided. Reviewed on: 13th April 2026

Very good so good for buying online

5
Very good so good for buying online Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review