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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,326 reviews, last reviewed 7th May 2026
2284500% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good option to chooce for Finance Good option to chooce for Finance Reviewed on: 7th May 2026
Evaldas's avatar
Evaldas

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100326)

PayPal debit card

5
I really like the PayPal debit card and points system create more excitement to use PayPal. Reviewed on: 13th April 2026
Nabeel's avatar
Nabeel

Honest review

4
Easy to use and provides quick safe ways to make payments online. Reviewed on: 13th April 2026
shazza's avatar
shazza

I be with PayPal for several years and always be hap...

5
I be with PayPal for several years and always be happy with her service Reviewed on: 13th April 2026
Mara p's avatar
Mara p

Best way to pay for anything with loads of options l...

5
Best way to pay for anything with loads of options like pay in 3 and PayPal credit always makes me feel safe using it Reviewed on: 13th April 2026
Matthew C's avatar
Matthew C

Ive never had a problem if I did paypal sorts it out...

5
Ive never had a problem if I did paypal sorts it out so good Reviewed on: 13th April 2026
Christopher c's avatar
Christopher c

Pay in 3

5
Use PayPal alot especially the pay in 3 Reviewed on: 13th April 2026
Dodds's avatar
Dodds

Easy to use, great customer service, very helpful an...

5
Easy to use, great customer service, very helpful and compassionate they don't seem like they wanna trap you in a money pit Reviewed on: 13th April 2026
Ashley w's avatar
Ashley w

Great has helped me out and had 1 hiccup on a paymen...

5
Great has helped me out and had 1 hiccup on a payment due to card change but contacted and had great customer service that sorted issue Reviewed on: 13th April 2026
Philip C's avatar
Philip C

I am using since couple of years never lose my...

5
I am using since couple of years never lose my money Reviewed on: 13th April 2026
Waheed a's avatar
Waheed a

Better than Banks.

5
Better than Banks. Every purchase is easier than ever. Reviewed on: 13th April 2026
MR A's avatar
MR A

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