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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181085 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181085)

Ok service

Ok- always no problem never had an issue Reviewed on: 20th June 2026

Efficient transactions and confirmation messages.

Efficient transactions and confirmation messages. Reviewed on: 20th June 2026

Easy to use, responsive to requests for support

Easy to use, responsive to requests for support Reviewed on: 20th June 2026

Excellent :))

I only had good experience with paypal, so i only can recomend. Reviewed on: 20th June 2026

It gives me flexibility in paying paying back.

It gives me flexibility in paying paying back. Reviewed on: 20th June 2026

Great credit service with options like Klarna as wel...

Great credit service with options like Klarna as well as long running credit plans. I wish the hierarchy that applies when payments are made (you don’t choose what it allocates to) was more transparent for the consumer. Reviewed on: 20th June 2026

Safe as houses

I’ve used PayPal for many many years and have total and utter faith in the Service. Reviewed on: 20th June 2026

better then a bank

Trust pay pal more then my bank even eBay is worse now they have split Reviewed on: 20th June 2026

Amazing experience with pay later services.

Amazing experience with pay later services. Reviewed on: 20th June 2026

I like everything about Paypal and services is very...

I like everything about Paypal and services is very good and i enjoy I like to say thank you very much Reviewed on: 19th June 2026

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