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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100278)

Payment System You Can Trust

5
Simple to use for paying for all manner of items. Pay in 3 always a good consideration. Highly recommended for security too. Reviewed on: 13th April 2026
Karen B's avatar
Karen B

Best usage

5
Very good to use even in abroad. Even in Europe and different airports. Reviewed on: 13th April 2026
Muhammad F's avatar
Muhammad F

Pay pal e customer service is 10/10 and I would high...

5
Pay pal e customer service is 10/10 and I would highly recommend using them as a provider. Reviewed on: 13th April 2026
David M's avatar
David M

Smooth Transactions.

4
Always a quick and smooth user experience. Reviewed on: 13th April 2026
Ian W's avatar
Ian W

Quite simply the only way I pay for goods on line is...

5
Quite simply the only way I pay for goods on line is with PayPal, quick checkouts and safe to buy items. Reviewed on: 13th April 2026
James's avatar
James

PayPal offers everything, everything!

5
PayPal offers everything, everything! It also feels secure and easy to use for online checkout. Reviewed on: 13th April 2026
Oluwaseun's avatar
Oluwaseun

Easy to use.

5
Easy to use. Paying online. Gives more time to pay. All in one app. Reviewed on: 13th April 2026
Rebeca B's avatar
Rebeca B

Not had much issues with PayPal, but...

4
Not had much issues with PayPal, but had an issue at the end of last year with a pay in three charging twice for a couple of items, it was horrendous trying to reclaim the overpayments as PayPal basically 'washed' their hands of the issue. Thankfully, staff of the party whom I'd paid double on were fantastic, PayPal (with their hidden customers care email) were useless. Reviewed on: 13th April 2026
Richard Sutcliffe's avatar
Richard Sutcliffe

The best platform!

5
The best platform to pay for different transactions, reliable,secure and great customer service. Reviewed on: 13th April 2026
Izabela S's avatar
Izabela S

PayPal is a great lender a little more customer sup...

5
PayPal is a great lender a little more customer support and would be 10/10 Reviewed on: 13th April 2026
CON's avatar
CON

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