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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Excellent

Easy to use and convenient. Would recommend Reviewed on: 19th June 2026

Efficient and quick.

Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026

PayPal has been excellent with PayPal credit and pay...

PayPal has been excellent with PayPal credit and pay in three, making large purchases more convenient. Also PayPal makes shopping online so easy and safer. Reviewed on: 19th June 2026

Good having no problem with the credit they offer me...

Good having no problem with the credit they offer me if the interest rate can be more lower Reviewed on: 19th June 2026

I love PayPal and have been using it for years now,...

I love PayPal and have been using it for years now, it’s so unbelievably convenient Reviewed on: 19th June 2026

Works well.

Work well, tracks my purchases. no interest added which is a bonus! Reviewed on: 19th June 2026

PayPal has help me alot specially the buy now pay 4...

PayPal has help me alot specially the buy now pay 4 months later interest free love it Reviewed on: 19th June 2026

Top money site.

Top money site. Straight forward pay now or pay later. Brilliant Reviewed on: 19th June 2026

Never any probs, very useful to have PayPal when nee...

Never any probs, very useful to have PayPal when needed. Reviewed on: 19th June 2026

We have been using PayPal for a number of years now...

We have been using PayPal for a number of years now & we love it, we feel safer doing our transactions through PayPal and its our preferred method of payment. We haven't had any problems & if we have had any queries their customer service has been excellent. We have used their Pay in 3 service on a regular basis which is great, we have also used PayPal credit that offers 4 months interest free, plus we have been offered 0% interest on various other occasions. All in all it's a great service & they have our vote every time! Reviewed on: 19th June 2026

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