Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,256 reviews, last reviewed 7th May 2026
2281050% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great They are really good value .easy to use and apply for Reviewed on: 7th May 2026
Adam C's avatar
Adam C

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100256)

I’ve used PayPal for years.

5
I’ve used PayPal for years. They have a great range of options for payment. They’re safe and reliable Reviewed on: 13th April 2026

Easy,reliable,affordable

5
Easy to use and peace of mind when making a purchase that have covered ,no interest to pay if option selected. Allows you to budget for major purchase ,flexible payment plan to suit individual needs Reviewed on: 13th April 2026

Good Service

5
An easy to use service. Very convenient and can be used with most online retailers. Reviewed on: 13th April 2026

Trust paypal with confidence

5
I have never had a bad experience with paypal, your transactions are always safe and covered Reviewed on: 13th April 2026

Top payment platform and solutions

5
I use almost all paypal services and have been using paypal for many years. Great service and tools to manage / monitor payments. Resolution for issues is also quick. Reviewed on: 13th April 2026

Always there to support your customers

5
Always there to support your customers Reviewed on: 13th April 2026

Really enjoy the app, its the reason i have experien...

5
Really enjoy the app, its the reason i have experienced so many things in my life due to the very different options Reviewed on: 13th April 2026

PayPal credit is a great way to purchase items and p...

5
PayPal credit is a great way to purchase items and pay off over a few months without interest Reviewed on: 13th April 2026

Customer friendly and provides amazing value

5
Customer friendly and provides amazing value Reviewed on: 13th April 2026

Everything made so easy.

5
Everything made so easy. Especially good service for older people like me Reviewed on: 13th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review