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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100244 reviews)

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4.90

Based on 100,244 reviews, last reviewed 7th May 2026

2280500% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100244)

Good old PayPal

I have been using PayPal for nearly 20 years and always had a good customer services. I had many instances when had to dispute purchases and always was resolved for me. And now I can use but now oat later option or pay in three which is very helpful. Reviewed on: 13th April 2026

Good clear app.

Good clear app. Very easy to use Reviewed on: 13th April 2026

I'm using PayPal services for more than a decade I f...

I'm using PayPal services for more than a decade I found it more than my expectations I'm proud to be with your company Reviewed on: 13th April 2026

Paypal the most efficient and reliable source...

Paypal is a very efficient and most quickest source to send anywhere and everywhere on the world with most secure way. Reviewed on: 13th April 2026

Never had an issue and easy to use

Never had an issue and easy to use Reviewed on: 13th April 2026

Credit handling made simple , user friendly app and...

Credit handling made simple , user friendly app and service with so many benefits Reviewed on: 13th April 2026

Excellent

Easy, convenient and reliable. Dependable Reviewed on: 13th April 2026

Generally good, but credit doesn’t go up

Easy to use, would be useful to increase the credit after many years being a loyal user. Mine hasn’t increased for many years. Reviewed on: 13th April 2026

I love PayPal credit as it’s easy to manage your tra...

I love PayPal credit as it’s easy to manage your transactions and finances Reviewed on: 13th April 2026

Suspected scam

PayPal cancelled and returned a payment I made online in a short of time. I have received my refund two after instead of 5 or 7 working days Reviewed on: 13th April 2026

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