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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

Paypal: A good secure way of paying for items

5
I know that using paypal is a good secure way to pay for things. I regularly check the activity on the account. Paypal is easy to use and handy to have when you pay for purchases over time. Reviewed on: 19th June 2026

Used PayPal for years .

5
Used PayPal for years .very happy and easy to contact customer service when needed Reviewed on: 19th June 2026

Easy to use, simple terminology.

5
Easy to use, simple terminology. Excellent rates Reviewed on: 19th June 2026

The best credit provider and best interest rates

5
The best credit provider and best interest rates Reviewed on: 19th June 2026

i use paypal for every payment i make, should i ever...

5
i use paypal for every payment i make, should i ever make a payment to a unsqrupulous website they do not have access into my bank account, i have buyer protection from paypal. the 4 months interest free credit option is one i use alot to afford more expensive items without having to pay more. Reviewed on: 19th June 2026

PayPal is trustworthy

5
PayPal is trustworthy to use i have been using it for a long time and I do feel I get an excellent service from it Reviewed on: 19th June 2026

Pal by name Pal by nature

5
Never had an issue with PayPal. Very easy to use and navigate. Had an issue with a seller but PayPal stepped in and sorted it Reviewed on: 19th June 2026

Easy and convenient

5
Easy and convenient, good options to spread the payment Reviewed on: 19th June 2026

Easy to use, quick set up, offers multiple option...

5
Easy to use, quick to set up, offers multiple options with easy payment options. Reviewed on: 19th June 2026

PayPal is a good reliable provider, if only they had...

5
PayPal is a good reliable provider, if only they had a savings product I’d seriously consider switching to it Reviewed on: 19th June 2026

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