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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100238 reviews)

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4.90

Based on 100,238 reviews, last reviewed 7th May 2026

2280200% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive used paypal for many years and im very happy usi... Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100238)

I have used PayPal credit for many months with no is...

I have used PayPal credit for many months with no issues great way to get things you want and need and gives you time to pay it Reviewed on: 13th April 2026

Mostly my go to for payments.

Mostly my go to for payments and for taking advantage of the 0% offers. Reviewed on: 13th April 2026

Excellent service

Great customer service and support Reviewed on: 13th April 2026

Excellent payment option

Easy option for payment service and excellent access with the PayPal app Good exchange rates when purchasing abroad for holiday Reviewed on: 13th April 2026

Excellent customer service At PayPal

I have had to deal with PayPal customer service and they were extremely helpful and would recommend PayPal to anyone. PayPal has great offers and deals for cash back etc. Reviewed on: 13th April 2026

Overall good, in terms of purchases and credit.

Overall good, in terms of purchases and credit. Customer service is extremely bad. Reviewed on: 13th April 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. It’s easy to use, payments are simple to manage, and everything works smoothly. I also like that I can earn points when making purchases, which is a nice bonus. Overall, very convenient and reliable. Reviewed on: 13th April 2026

Very nice and easy to use.

Very nice and easy to use. Its the best Reviewed on: 13th April 2026

Great and easy to use

easy to use , I feel safe making online purchase Reviewed on: 13th April 2026

Easy to use and good support available.

Easy to use and good support available. Reviewed on: 13th April 2026

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