Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

View other PayPal products

4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181084)

PayPal is simple to use, keeps you safe when shoppin...

PayPal is simple to use, keeps you safe when shopping online or paying people you don’t know and every time apart from once or twice, the customer service has been excellent Reviewed on: 19th June 2026

Perfect brilliant app, no complaints at all

Perfect brilliant app, no complaints at all Reviewed on: 19th June 2026

I have been using PayPal for a while now and its alw...

I have been using PayPal for a while now and its always good to split the amount you have to pay to 3 payments, specifically end of month :) its also good for sending money abroad or receiving money without any fees Reviewed on: 19th June 2026

I've been using Paypal credit for years now and have...

I've been using Paypal credit for years now and have nothing but good experience with it, can't fault it at all Reviewed on: 19th June 2026

There was an issue to begin with but now it is smoot...

There was an issue to begin with but now it is smooth sailing. Reviewed on: 19th June 2026

Good and very bad.

Usually very good had a problem with a payment no item sent and PayPal automatically sided with the seller and refused to do anything to get my money back now if i buy something from a new company I will not use PayPal I use my credit card as they give more protection when something goes wrong PayPal is not all it's cracked up to be in protection of the buyer who uses PayPal to purchase items. The usual things eBay sports direct takeaways all fine but you still have to be very wary of PayPal and sometimes the lack of protection as a buyer they will do nothing except side with the seller. Reviewed on: 19th June 2026

Easy and reliable payments, super fast with maximum...

Easy and reliable payments, super fast with maximum protection and peace of mind Reviewed on: 19th June 2026

A service dose what it claims

Faultless app very easy to use . Like the debit card option useful for all web transactions .most of all like the no hassle options on offer if want it great if not its not there the next time you open app but its great to know its if i need that option there with having any sales person forcing it on you. Reviewed on: 19th June 2026

Always seemless, credit available when I need it most

Always seemless, credit available when I need it most Reviewed on: 19th June 2026

3 month split payment

I like the 3 month split payment for bigger spends Reviewed on: 19th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101252 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub