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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100230)

It's generally good.

4
It's generally good. Very helpful for the tight months. Sometimes unreliable. . . It'll be under review sometimes. Reviewed on: 13th April 2026
Abigail K's avatar
Abigail K

Easy to access and efficient way to access payment i...

5
Easy to access and efficient way to access payment instalments on unexpected purchases instead of using a credit card. Reviewed on: 13th April 2026
Allan K's avatar
Allan K

Trustworthy

5
I know when im paying by PayPal for my shopping I can do so with confidence and peace of mind. Having the options on how to pay is also a huge benefit. Reviewed on: 13th April 2026
Angela T's avatar
Angela T

App very simple to use and it’s a no...

5
App very simple to use and it’s a no hassle service Reviewed on: 13th April 2026
Donna B's avatar
Donna B

Great for short-term, interest-free purchases

5
Great for short-term, interest-free purchases if managed carefully, but not ideal if you tend to carry balances or miss payments Reviewed on: 13th April 2026
John Alex Melencio's avatar
John Alex Melencio

I am very happh and satisfied using Paypal for daily...

5
I am very happh and satisfied using Paypal for daily expense . Reviewed on: 13th April 2026
Saddam Hossen's avatar
Saddam Hossen

Easy to use, straightforward

5
Easy to use, straightforward, found it a good way to pay for my items Reviewed on: 13th April 2026
Nicky B's avatar
Nicky B

Perfect Paypal

5
Helps when purchasing and organising money plus feel I’m staying safe when banking. A versatile app that supports my many purchases Reviewed on: 13th April 2026
John M's avatar
John M

PayPal allows me to choose different ways to pay whi...

5
PayPal allows me to choose different ways to pay which don’t include credit cards, it is a lot easier to manage than a standard credit card and offers very good promotions Reviewed on: 13th April 2026
Jess m 's avatar
Jess m

Excellent facility which I rely on whenever there is...

5
Excellent facility which I rely on whenever there is an unplanned purchases.so easy to use with no issues whatsoever. Auto limit adjustment suits me well. Great service including debit card which can be used all over the world. Reviewed on: 13th April 2026
Erwin J's avatar
Erwin J

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