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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

I have loved having PayPal credit.

5
I have loved having PayPal credit. It has been so helpful to my everyday life. Reviewed on: 19th June 2026

Very easy to use and safe.

5
Very easy to use and safe. All purchase are guaranteed. Reviewed on: 19th June 2026

PayPal is safe and easy

5
PayPal is safe and whenever I have had bother they have reduced my issues Reviewed on: 19th June 2026

PayPal is a convenient, trusted, and feature-rich op...

5
PayPal is a convenient, trusted, and feature-rich option for consumers and small sellers, with excellent reach and simple setup. Its main trade-offs are higher fees, occasional account holds, and mixed support experiences. If you value ease and brand recognition over rock-bottom costs and deep customization, it’s a strong choice. Reviewed on: 19th June 2026

Excellent

5
Just amazing great app so easy to use Reviewed on: 19th June 2026

It’s so convenient and easy to use

5
It’s so convenient and easy to use, you can add stuff to it and you can pay off a bit more now and again to save some interest. Reviewed on: 19th June 2026

PayPal is a great tool

5
PayPal is always been very easy to use and transactions are quick. Also it is safe to use which it is a bonus Reviewed on: 19th June 2026

Paypal credit always help.

5
Paypal credit always help especialy for amount over £100 to be paid over 4 Months. I am using it for annual travel to buy the flights' tickets long time before its due time to get good price. It is wonderful. Reviewed on: 19th June 2026

Excellent service.

5
Excellent service. Never been disappointed before using PayPal Reviewed on: 19th June 2026

Really easy to pay the little bit pricey things in...

5
Really easy to pay the little bit pricey things in life Reviewed on: 19th June 2026

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