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PayPal: PayPal Credit reviews

4.90
Based on 100,190 reviews, last reviewed 6th May 2026
2278050% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience I like this Very good experience I like this Reviewed on: 6th May 2026
Iqra Tanveer's avatar
Iqra Tanveer

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100190)

Never had an issue,

5
Never had an issue, always works smoothly and safety precautions are in place allowing every transaction to feel safe Reviewed on: 13th April 2026

Hassle free transactions.

5
Hassle free transactions.The option is available with most traders Reviewed on: 13th April 2026

Very easy to use and gives me good information on wh...

4
Very easy to use and gives me good information on when payment etc is required Reviewed on: 13th April 2026

always on time

5
always on time, good contact, transparent offer and app Reviewed on: 13th April 2026

Bardzo pomocna usluga

5
I am very pleased with the service and the quality of the product. I highly recommend it. Reviewed on: 13th April 2026

Every little helps

5
I literally use it for everything. Plus getting cash back is fantastic Reviewed on: 13th April 2026

Great experience.

5
Great experience. Easy to apply. Flexible access. Payments in and out easy to facilitate. Reviewed on: 13th April 2026

Excellent service

5
Never had any problems with purchasing or customer support. Happy wit the pay in 3 options or interest free for 4 months Reviewed on: 13th April 2026

Good for us oldies

5
The credit card extremely useful as not too good at operating phones. Points can also be useful in current economic climate as every little helps Reviewed on: 13th April 2026

Great customer service, easy online system, great cr...

5
Great customer service, easy online system, great credit services Reviewed on: 13th April 2026

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