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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100144 reviews)

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4.90

Based on 100,144 reviews, last reviewed 6th May 2026

2276150% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great for everyone who pays for stuff online Great for everyone who pays for stuff online Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100144)

Reliable Service

The service is very seamless and and always available Reviewed on: 13th April 2026

PayPal is money made simple

Great service and quick responses. Especially if you call with a problem, very friendly and helpful. Reviewed on: 13th April 2026

All products in one place.

All products in one place. Great now you can use credit and debit cards to. Also the Crypto trading is great. Reviewed on: 13th April 2026

Easy to use and any issues are always easy to get re...

Easy to use and any issues are always easy to get rectified and resolved Reviewed on: 13th April 2026

Feel safe my spends and easy to manage my demands wi...

Feel safe my spends and easy to manage my demands with quick and simple access Reviewed on: 13th April 2026

a very good credit system for paying for items online.

a very good credit system for paying for items online. with the knowledge of if what you receive is not what you expected. then there is a process to get your money back. Reviewed on: 13th April 2026

Five star service Very reliable service every time.

Very reliable service every time. I feel safest when i buy through PayPal as I know I get great customer service and support if the purchase isn’t successful or honest. Reviewed on: 13th April 2026

Very easy process and apply.

Very easy process and apply. And very good experience Reviewed on: 13th April 2026

Benefits of PayPal credit

I like PayPal credit as I know that my details are definitely not passed on. It is also useful for more expensive or larger items because I can stretch my payments over 3/4 payments without having to be worrying about having the full amount in my bank account that day. I pay off my balances when due and make sure I have a decent amount available on the PayPal credit available for if anything crops up that I need quickly and I can again use my PayPal credit. Also if keeping your account in order you may be offered balance increases, but if in regular debt PayPal make suggestions of a reduced balance in order to protect yourself from further debt which is a great feature too. Reviewed on: 13th April 2026

I use paypal for credit and they are amazing and i l...

I use paypal for credit and they are amazing and i love that they offer 6 month not interest on big purchases Reviewed on: 13th April 2026

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