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PayPal: PayPal Credit reviews

4.90
Based on 100,090 reviews, last reviewed 6th May 2026
2273750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good Paypal is easy to use and navigate its services Reviewed on: 6th May 2026
KIF's avatar
KIF

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100090)

Long time customer

5
I have used PayPal credit for a long time now, it is quick and easy to use at checkouts along with other payment options. Reviewed on: 13th April 2026

PayPal is easy to use accepted by most retailers

5
PayPal is easy to use accepted by most retailers Reviewed on: 13th April 2026

Great experience using the service

5
Great experience using the service Reviewed on: 13th April 2026

PayPal is very good to use

5
I like the convenience and security of using PayPal Reviewed on: 13th April 2026

Ideal and super easy to use

5
Super easy to use, helps facilitate that awkward period before payday or allows you to buy the thing you aren’t sure about, so you’re not out of pocket until you decide if you actually want it or not. Reviewed on: 13th April 2026

Never had a problem with pay Pal.

5
Never had a problem with pay Pal. Use it quite often instead of credit Card. Good guarantee on purchasing when on line. Reviewed on: 13th April 2026

Positive.positive

5
Positive. Love the app and the ease of using the services Reviewed on: 13th April 2026

So easy to pay for things very handy and can keep tr...

5
So easy to pay for things very handy and can keep track of spending Reviewed on: 13th April 2026

Very helpful service and very good process and syste...

5
Very helpful service and very good process and systems in place. Reviewed on: 13th April 2026

Quick and easy, I get a lot of payments through PayP...

5
Quick and easy, I get a lot of payments through PayPal so it is nice to have all my funds in one place Reviewed on: 13th April 2026

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