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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Very Good Great customer Experience

Very Good Great customer Experience Reviewed on: 19th June 2026

Excellent

Easy and straightforward to use. Reviewed on: 19th June 2026

PayPal and myself have a great relationship

PayPal and myself have a great relationship and it dovetails nicely. They allow me freedom to have a great amount of credit and I repay that trust by being an excellent customer. Reviewed on: 19th June 2026

PayPal Credit is the ultimate choice

I have used PayPal credit for a while now, and it’s honestly my favourite payment method. It’s easy to use and easy to pay off! Reviewed on: 19th June 2026

Paypal is a safe way to pay

I always use PayPal for safety , but don’t really like PayPal credit . Interest creeps up with no warning of payment when required Reviewed on: 19th June 2026

Easy to navigate, easy to use and quite simply the b...

Easy to navigate, easy to use and quite simply the best. Reviewed on: 19th June 2026

I used PayPal Credit for purchasing my sewing machin...

I used PayPal Credit for purchasing my sewing machines because I could not find other help for staring a business. Many talks about helping small businesses but at the end financial help is zero. Buying machinery and equipments are big investment, PayPal Credit helped me spread the cost, and I could afford to buy other urgent items. Reviewed on: 19th June 2026

Helpful gratefull

Very helpi gad a problem with and they sorted itful when neede help Reviewed on: 19th June 2026

Overall a positive experience.

Overall a positive experience. Does what it says. Reviewed on: 19th June 2026

Very easy to use.

Very easy to use.comes in very useful Reviewed on: 19th June 2026

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