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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

Good, very reliable and convenient

4
Good, very reliable and convenient Reviewed on: 19th June 2026

Very easy to use and approved quickly.

5
Very easy to use and approved quickly. Reviewed on: 19th June 2026

Good customer services and fast payment

5
Good customer services and fast payment Reviewed on: 19th June 2026

I have had great experience with PayPal

5
I have had great experience with PayPal Reviewed on: 19th June 2026

Excellent

5
Excellent credit card, so easy to use. Reviewed on: 19th June 2026

Perfect so far.

5
Perfect so far. Easy to access and user friendly app Reviewed on: 19th June 2026

An app you can trust regarding money

5
An app you can trust regarding money Reviewed on: 19th June 2026

I’ve got PayPal credit or pay in 3 if I need to spre...

5
I’ve got PayPal credit or pay in 3 if I need to spread the cost. It’s easy with the app to pay, and pay it back Reviewed on: 19th June 2026

Used many times, paying off purchases in adequate ti...

5
Used many times, paying off purchases in adequate time in the loan conditions means saving interest Reviewed on: 19th June 2026

Have transferred money from PayPal numerous times an...

5
Have transferred money from PayPal numerous times and the transfer is so quick it is unbelievable also the website page is extremely easy to navigate so is one of the best websites I have ever used keep it going. Reviewed on: 19th June 2026

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