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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99960)

A great credit service.

5
A great credit service. Easy and available to use Reviewed on: 13th April 2026
Suzy P's avatar
Suzy P

Accurate and reliable, easy to operate in a systemat...

5
Accurate and reliable, easy to operate in a systematic manner Reviewed on: 13th April 2026
Francis u's avatar
Francis u

Always good experience payment using PayPal.

5
Always good experience payment using PayPal. Reviewed on: 13th April 2026
Medz's avatar
Medz

If I get problem PayPal sort it out.

5
If I get problem PayPal sort it out. Reviewed on: 13th April 2026
Garry L's avatar
Garry L

My experience using PayPal credit.

5
“I’ve had a good experience using PayPal Credit. It’s very convenient for making purchases online and spreading the cost over time. The application process was quick, and everything is easy to manage through the app. I especially like the flexibility it offers when I need it. Overall, a reliable and useful service.” Reviewed on: 13th April 2026
Andrzej 's avatar
Andrzej

Ease of paying.

5
Ease of paying. Many companies are honouring pay by PayPal. That’s for me is key. Manner times I don’t keep money in my pocket or on the card, PayPal comes in very very handy. 10 out of 10. Thank you Reviewed on: 13th April 2026
Neeraj Aggarwal's avatar
Neeraj Aggarwal

I am extremely grateful for this opportunity because...

5
I am extremely grateful for this opportunity because it helped me when I needed extra help Reviewed on: 13th April 2026
Ilona Z's avatar
Ilona Z

Give it a try

4
Paypal credit is decent as a lender and the fees are much more manageable than other lenders. Reviewed on: 13th April 2026
Noah 's avatar
Noah

PAYPAL LIFE SAVIOUR

5
PayPal make life easy ,installments, payment plans and many more . Thank you Reviewed on: 13th April 2026
Alisyed's avatar
Alisyed

PayPal Credit is a very good service.

5
PayPal Credit is a very good service. If you pay on time, your credit limit increases very quickly. It’s easy to pay for goods and other things. Overall, I see a big future for PayPal Credit. Thank you. Reviewed on: 13th April 2026
Raimi's avatar
Raimi

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