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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

I enjoy using paypal.

5
I enjoy using paypal. It is a reliable and safe way to pay for items. Reviewed on: 19th June 2026

Very good service, customer service is top too

5
Very good service, customer service is top too Reviewed on: 19th June 2026

Great due to the 4 months over 100 spend.

5
Great due to the 4 months over 100 spend. Reviewed on: 19th June 2026

Easy peasy

5
It was really easy to set up and allows me to pay for my expensive Apple Watch Ultra 2 in installments with 0% interest Reviewed on: 19th June 2026

PayPal is brilliant wat of payment easy and helpful...

5
PayPal is brilliant wat of payment easy and helpful lm enjoying the way if shopping with PayPal Reviewed on: 19th June 2026

PayPal is so user friendly and easy to use it makes...

5
PayPal is so user friendly and easy to use it makes day to day spending easy Reviewed on: 19th June 2026

Paypal has the most amazing forms of credit availabl...

5
Paypal has the most amazing forms of credit available, from pay in 1, pay in 3, pay a minimum payment or pay in full plus you can also earn point with them. 5 stars froms me and would recommend to anyone and everyone. Reviewed on: 19th June 2026

Efficient system that helps keep track of financial...

5
Efficient system that helps keep track of financial transactions, smoothly and efficiently. Reviewed on: 19th June 2026

PayPal rocks!

5
PayPal rocks! They give me the monies to do some crazy shi, bruh. Reviewed on: 19th June 2026

Gives great control over my money

5
Amazing, gives me great control over my money and allows me to plan for expenses in life and for unplanned expenses. Very friendly rates. Overall great experience Reviewed on: 19th June 2026

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