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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181078)

It’s been great .

5
It’s been great . Helps me spread the cost of larger purchases made online and great for booking holidays and trips Reviewed on: 18th June 2026

Paypal is the place to be

5
The options of paying are brilliant so many different ways to pay with PayPal As life is so busy the reminders to pay are life savers. You can also have credit which is brilliant. Paypal also gives a free credit card to be used in outlets. Reviewed on: 18th June 2026

I recommend PayPal.

5
I am using PayPal more than 10 years and did not have any problem. Reviewed on: 18th June 2026

Quick service

5
My Paypal credit card which is linked to PayPal credit account arrived quickly. When I have disputes they are resolved quickly Reviewed on: 18th June 2026

It’s great online and in real life

5
It’s great online and in real life Reviewed on: 18th June 2026

PayPal have something for everyone

5
PayPal have something for everyone’s financial situation to make your purchases easier and to fit our budget. Reviewed on: 18th June 2026

Really good service, if it’s available I will always...

5
Really good service, if it’s available I will always select it first Reviewed on: 18th June 2026

Perfect site

5
I love PayPal for helping me with fast and secure transactions. It’s easy to use and I know my transactions are safe. Reviewed on: 18th June 2026

Nah I’m good allow it

1
Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Always useful to have

5
Always useful to have in case it’s needed. Pay in 3 and pay over 4 months with no interest are really helpful to have Reviewed on: 18th June 2026

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