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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,103 reviews, last reviewed 30th Apr 2026
1813950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just find the whole process has been very easy to... I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026
JRL's avatar
JRL

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90103)

Paypal the best

5
Never had a problem with PayPal and if uve got no money but want something use PayPal credit well worth it Reviewed on: 6th April 2026
Debrah's avatar
Debrah

Paypal , ways to pay

4
Easy to use, look into your accounts easily. Any time, any place. The longer you got access to Internet. There is different ways to pay. Reviewed on: 6th April 2026
Oliver Wong 's avatar
Oliver Wong

I have used this multiple times.

5
I have used this multiple times. Great you can speak costs over 4 months instead of 3 like what is mostly offered. It’s a great way of spreading costs. Reviewed on: 6th April 2026
Jodi B's avatar
Jodi B

Easy to deal with and great service

5
PayPal have always been easy to contact and fast to act if a problem occurred and very proactive Reviewed on: 6th April 2026
Haydn E's avatar
Haydn E

Paypal make shopping online very easy and safe.

5
Paypal make shopping online very easy and safe. Reviewed on: 6th April 2026
Shakirat O's avatar
Shakirat O

Very fast response and services.

4
Very fast response and services. Helping customers those who need help at the right time Reviewed on: 6th April 2026
Ranjith Ganesh's avatar
Ranjith Ganesh

Overall experience has been great .

5
Overall experience has been great . The application is simple and informative. Reviewed on: 6th April 2026
Jude E's avatar
Jude E

Great service

5
Very easy to use, I like the rewards scheme and having everything I need in one place Reviewed on: 6th April 2026
Carla H's avatar
Carla H

Easy and quick

5
Easy and quick to use. No issues and been using them for over 10 years. Love the 4 month interest free via PayPal credit. Reviewed on: 6th April 2026
Billy A's avatar
Billy A

Reliable and secure method of payment.

5
Excellent in everything they do.: Secure method of payment; reliabl Reviewed on: 6th April 2026
Jamrs Doran's avatar
Jamrs Doran

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