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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181079 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181079)

Fab way to spend with options

Great service easy to use and accept at most places Reviewed on: 18th June 2026

Excellent friendly and efficient

Excellent friendly and efficient Reviewed on: 18th June 2026

It has been a very smooth and amazing experience

It has been a very smooth and amazing experience Reviewed on: 18th June 2026

Easy to Use

Good, easy to use, efficient responses and transaction handling. Recovering option in case of disagreement is simple and reliable. Reviewed on: 18th June 2026

An excellent reliable & source service.

An excellent reliable & source service. Reviewed on: 18th June 2026

Feel very safe online by using this.

Feel very safe online by using this. Love the benefits. Great customer service. Reviewed on: 18th June 2026

Fantastic.

Fantastic money lenders absolutely Reviewed on: 18th June 2026

Great service and fast way of sending and receiving...

Great service and fast way of sending and receiving money Reviewed on: 18th June 2026

PayPal is an easy and safe way shop

PayPal is an easy and safe way shop Reviewed on: 18th June 2026

PayPal my everyday Banking Solution

PayPal has pretty taken over my day to day, with it's debit card and credit service, it's become my preferred payment method for everyday transactions and online purchases. I can't recall the last time I used one of my Bank Issued cards for purchasing anything. Reviewed on: 18th June 2026

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