Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,153 reviews, last reviewed 30th Apr 2026
1816200% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's helpful to be able to use paypal It's helpful to be able to use paypal Reviewed on: 30th April 2026
Susana 's avatar
Susana

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90153)

flexibility without additional costs

5
PayPal credit has come in handy many times, particularly when I need to make a purchase of an item that is outside my current monthly budget. the cost can be divided in to three payments which are manageable and without any additional credit fees. which is always extremely appreciated Reviewed on: 6th April 2026
Tracey T's avatar
Tracey T

Safe and secure

5
Literally use PayPal for everything, gives a sense of security with everything. Reviewed on: 6th April 2026
Xana P's avatar
Xana P

Why you should pay by PayPal if possible.

5
I always pay by PayPal if possible. A safe way today with help at hand if needed . Customer service is 5* good easy to use website all my accounts updated regularly we’ll set out and buy now pay later is a great help either pay in three or PayPal credit . The icing on the cake is I can arrange my payments by Direct Debit so I never miss a payment date .yes ii will always vote for PayPal. Reviewed on: 6th April 2026
True Blue's avatar
True Blue

Interest pauses for long term customers

3
I think after more than the interest has been paid over years of payment. interest should stop and allow you to pay it off without continuous interest. Reviewed on: 6th April 2026
Kieran R's avatar
Kieran R

paypal credit has helped me obtain multple products

5
paypal credit has helped me obtain multple products Reviewed on: 6th April 2026
Jeremy Holland's avatar
Jeremy Holland

Ease of access and always in handy when planning for...

5
Ease of access and always in handy when planning for some purchase ,my number 1 prefered mode of pay Reviewed on: 6th April 2026
Abhilash mohandas's avatar
Abhilash mohandas

Big Purchases made easy with installments

5
PayPal has allowed me to pay for big purchases in installments which I've found very manageable. Reviewed on: 6th April 2026
Kate Lmn's avatar
Kate Lmn

Easy to use, good rates and simple to pay back.

5
Easy to use, good rates and simple to pay back. Also bonus is the extra security it gives you using PayPal with a little longer to pay back. Handy that is is not available to use more widely Reviewed on: 6th April 2026
Christina Curnow's avatar
Christina Curnow

Very easy to use good service and good options for m...

5
Very easy to use good service and good options for monthly payments plan overall is good Reviewed on: 6th April 2026
spatel's avatar
spatel

Quick, easy.

5
Quick, easy. Everything is sorted, clearly.. Reviewed on: 6th April 2026
Ilona S's avatar
Ilona S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill