Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,228 reviews, last reviewed 30th Apr 2026
1819700% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and understand. Easy to use and understand. Easy to track and manage through the app Reviewed on: 30th April 2026
Roarforge's avatar
Roarforge

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90228)

very good company, I like working with them

5
very good company, I like working with them Reviewed on: 6th April 2026
Kutsynda M's avatar
Kutsynda M

I’m very happy with security of PayPal .

4
I’m very happy with security of PayPal and wish more retailers accepted it. It’s frustrating when businesses don’t take PayPal. PayPal credit likewise. Reviewed on: 6th April 2026
Richard G's avatar
Richard G

Good and easy and reliable payment service provider.

5
Good and easy and reliable payment service provider. Reviewed on: 6th April 2026
RayV's avatar
RayV

PayPal is a professional service that makes life so...

5
PayPal is a professional service that makes life so much easier Reviewed on: 6th April 2026
Julie Stickland's avatar
Julie Stickland

PayPal Credit

5
Have dealt with PayPal for years and have always had good service and excellent customer service with queries. Reviewed on: 6th April 2026
Liz Garratt's avatar
Liz Garratt

First Class

5
Always convenient and any issues are resolved quickly! Reviewed on: 6th April 2026
Andy's avatar
Andy

I always use PayPal when making payments online, I’v...

5
I always use PayPal when making payments online, I’ve never had any issues Reviewed on: 6th April 2026
Bernadette D's avatar
Bernadette D

I have had an excellent experience using PayPal.

5
I have had an excellent experience using PayPal. It is very easy to use and makes sending and receiving money simple and fast. I mainly use it for online shopping and sending money, and the payments go through quickly without any problems. One of the things I like most about PayPal is how safe and secure it feels. I don’t have to share my bank or card details with different websites, which gives me peace of mind when shopping online. The buyer protection feature is also very helpful and makes me feel confident when making purchases. The app and website are both clear and user-friendly, so it’s easy to check transactions, send payments, and manage my account. Whenever I needed help, customer service was responsive and supportive. Overall, PayPal is reliable, secure, and convenient. I highly recommend PayPal to anyone looking for a trusted and efficient way to send money or shop online. Reviewed on: 6th April 2026
Arber's avatar
Arber

Great experience very good service, fast and efficient.

5
Great experience very good service, fast and efficient. No messing around Reviewed on: 6th April 2026
shamrez i's avatar
shamrez i

Easy to use service.

5
Easy to use service. Good perks. Reviewed on: 6th April 2026
Julie W's avatar
Julie W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill