Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

I had a very positive experience using PayPal.

5
I had a very positive experience using PayPal. The platform was easy to set up and made sending money quick and convenient. Transactions were processed smoothly, and I received instant notifications confirming payments. I also found the security features reassuring, as my financial information remained protected. Overall, PayPal provided a fast, reliable, and user-friendly service that made online payments simple and stress-free. Reviewed on: 18th June 2026

I’ve trusted PayPal now for over 20 years

5
I’ve trusted PayPal now for over 20 years Reviewed on: 18th June 2026

I love how Pay Pal just automatically sets everythin...

5
I love how Pay Pal just automatically sets everything up and I don’t need to worry about anything. Reviewed on: 18th June 2026

Great service

5
have been with paypal for over 6 years and never ever any problems,great service Reviewed on: 18th June 2026

PayPal is the best, always helping me

5
PayPal is the best, always helping me Reviewed on: 18th June 2026

Very easy to use, terms are clear, using the app is...

5
Very easy to use, terms are clear, using the app is easy Reviewed on: 18th June 2026

All good

4
I love PayPal, it’s great. I only have four stars for the fact that it isn’t accepted everywhere….. that’s my only complaint Reviewed on: 18th June 2026

Superb. Amazing to have a safe way to pay.

5
Never had issues and they always support you when you are in sticky situations with fraud or false advertising. Reviewed on: 18th June 2026

Customer-focused; reachable; PayPal in 3 shared pay...

4
Customer-focused; reachable; PayPal in 3 shared pay w/o any interest is the most favourable Reviewed on: 18th June 2026

PayPal highly rated

5
PayPal is excellent. Used for many years. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101248 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products