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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Love using pay pal safer way to pay

Love using pay pal safer way to pay Reviewed on: 18th June 2026

Easy to use, fast and flexible with different paymen...

Easy to use, fast and flexible with different payment options. Also can use on goggle pay which is fantastic as it means you don't need to carry card around. Reviewed on: 18th June 2026

So straightforward and easy to manage

So straightforward and easy to manage Reviewed on: 18th June 2026

I used it to purchase some car parts that I needed a...

I used it to purchase some car parts that I needed and couldn't afford till the end of the month. Life saver Reviewed on: 18th June 2026

Easy to navigate and understand, makes life easier.

Easy to navigate and understand, makes life easier. Reviewed on: 18th June 2026

Excellent

Just great what else can I say brilliant all round Reviewed on: 18th June 2026

So easy to use - great fit spreading cost - the app...

So easy to use - great fit spreading cost - the app is well thought out & easy to navigate Reviewed on: 18th June 2026

Easy and simple to get credit for a holiday.

Easy and simple to get credit for a holiday. Reviewed on: 18th June 2026

easy to use.

easy to use. allowed me to do more with my finances. Reviewed on: 18th June 2026

Nice very good

Nice review is too short . Right now PayPal continues asking me many hundred fed pounds as fee from 6 months until now Reviewed on: 18th June 2026

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