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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Pretty good for spreading larger purchases also conv...

Pretty good for spreading larger purchases also convenient if you’re already using paypal normally Reviewed on: 18th June 2026

I’ve been with Papal for a long time.

I’ve been with Papal for a long time.. PayPal credit is very convenient for me. It comes very handy when I need to purchase something online. Reviewed on: 18th June 2026

very easy to access and very helpful costumer services

very easy to access and very helpful costumer services Reviewed on: 18th June 2026

Great service

Great service , brilliant app , easy to use Reviewed on: 18th June 2026

Getting PayPal credit was simple and the terms and c...

Getting PayPal credit was simple and the terms and conditions are fair. It provided me with an valuable service when most needed. Reviewed on: 18th June 2026

It’s a great facility for the people

It’s a great facility for the people Reviewed on: 18th June 2026

Positive experience with paypal

Paypal rates are brilliant, its easy to set up and use Reviewed on: 18th June 2026

I have PayPal for over 12 years.

I have PayPal for over 12 years. Im very pleased with the service. Every time I got scammed you managed to get my money back Reviewed on: 18th June 2026

It’s very easy to use and you get more time...

It’s very easy to use and you get more time to pay Reviewed on: 18th June 2026

Flexible

I use PayPal credit to purchase clothing online. I like it that it's flexible and you can make payments whenever you want and can. Reviewed on: 18th June 2026

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