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PayPal: PayPal Credit reviews

4.91
Based on 90,542 reviews, last reviewed 30th Apr 2026
1834500% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing great experience, top company and great serv... Amazing great experience, top company and great service Reviewed on: 30th April 2026
Haroun R's avatar
Haroun R

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90542)

better payment options...

5
I’m happy that I have access to better payment options Reviewed on: 6th April 2026

Best for online payments.

4
Easy to use very helpful with online payments especially with using pay in 3 Reviewed on: 6th April 2026

Always relieble, good service.

5
Always relieble, good service. This is a srvice that helped me in many ways when I need it. Reviewed on: 6th April 2026

A paypal in your wallet is the best Pal you can have

5
Very easy to use and great customer service Reviewed on: 6th April 2026

Fantastic service and great customer care

5
Fantastic service and great customer care Reviewed on: 6th April 2026

I've had a very good experience being on PayPal.

5
I've had a very good experience being on PayPal. All my transactions are smooth and straight forward with no hassle. The app is good to use and to see all your activities. The credit options are good to use if you want to pay over so many months. Reviewed on: 6th April 2026

Excellent service and I would recommend this service.

5
Excellent service and I would recommend this service. Reviewed on: 6th April 2026

Easy to use very good costumer service

5
Easy to use very good costumer service Reviewed on: 6th April 2026

Excellent service

5
Excellent service from PayPal highly recommended Reviewed on: 6th April 2026

Pay in 3

5
Paying for big purchases on instalments have worked quite well for me. Reviewed on: 6th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review