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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Needed to access cash as had couple emergencies this...

Needed to access cash as had couple emergencies this month and it was so easy applying for PayPal card Reviewed on: 18th June 2026

Great service and facilities.

Great service and facilities. Paypal credit is useful Reviewed on: 18th June 2026

Budget stretcher

Nothing to complain. Excellent for micro crediting, helps to stretch the budget. Reviewed on: 18th June 2026

PayPal is fab.

PayPal is so easy to use, brilliant value for money, any issues raised are dealt with promptly and professionally. Would highly recommend. Reviewed on: 18th June 2026

Easy to use but always keep tabs on finances

Easy to use but always keep tabs on finances Reviewed on: 18th June 2026

Top notch Customer Service

Been using paypal since more than 15 yrs and if ever any problem always gets solved immediately. Thank you so much. Reviewed on: 18th June 2026

0% interest for 4 months has been a life saver

This has been a lifeline for me, emergency car fixes and dentist visits have not been cheap! With PayPal credit, I have been able to not worry about interest with their 4 months 0% on purchases over £100. This has been amazing, you just need to keep on top of this. Reviewed on: 18th June 2026

I use it for everyday things

I use it for everyday things and sometimes a little treat its great and a good choice you can also use pay in 3 which is also great Reviewed on: 18th June 2026

Interest free option

I only use occasionally but 4 months interest free is handy for summer and Christmas shopping. I wish it could extend to 6 months. Reviewed on: 18th June 2026

The best way to online shop, fast reliable and just...

The best way to online shop, fast reliable and just so easy Reviewed on: 18th June 2026

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