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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90634)

Long time user always fair and professional

5
Long time user always fair and professional Reviewed on: 6th April 2026
paul fields's avatar
paul fields

Great service and reassurance when purchasing.

5
Great service and reassurance when purchasing. Reviewed on: 6th April 2026
Charlene 's avatar
Charlene

Amazing no problems issues always resolved

5
Amazing no problems issues always resolved Reviewed on: 6th April 2026
Sharon's avatar
Sharon

Never had to use custom services because it just works.

5
Never had to use custom services because it just works. Easy to use and reliable Reviewed on: 6th April 2026
Chris b's avatar
Chris b

PayPal or Paypal cr.edit trusted by key suppliers

5
most of the key suppliers accept PayPal or Paypal credit . I also like the pay in three option although would be great if you could extend to pay in 6 or Pay in 12 for larger sums. Reviewed on: 6th April 2026
Narrindra Rao's avatar
Narrindra Rao

Never had an issue with PayPal.

5
Never had an issue with PayPal. Used customer service teams help once and got the answers i needed. interest rate could be better Reviewed on: 6th April 2026
Keifer B's avatar
Keifer B

Very happy

5
Its been great so far. Highly recommended Reviewed on: 6th April 2026
Rbryan's avatar
Rbryan

Excellent

5
I have never had to contact customer service, never had any issues using PayPal or getting payments back. My direct debit comes out for ease each month. Also really enjoy using the pay in 3 facility. Reviewed on: 6th April 2026
Kylz 's avatar
Kylz

I use PayPal all the time.

5
I use PayPal all the time. It's great for the buy now pay later and the three monthly instalments Reviewed on: 6th April 2026
Claudia H's avatar
Claudia H

Excellent services

5
Safe and secure. There are plenty of good services include the pointing system which provides great benefits. I personally use PayPal for everything. Even if I have to seperate payments into 4 months, I can do that with PayPal credit card interest free. Reviewed on: 6th April 2026
Amaan A's avatar
Amaan A

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