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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Support reviews

It has been good so far. Questions are answered and outcome achieved most of the time. Reviewed on: 18th June 2026

Easy to use

It is very straight forward and ideal when booking holidays . have used PayPal credit many times and will most likely use again in the future. Reviewed on: 18th June 2026

A smart way to shop

The easiest lender I’ve ever used. This is by far the smartest way to shop - great for your credit score and allows you to spread the cost of purchases so you don’t feel guilty for treating yourself. Reviewed on: 18th June 2026

I never worry about purchases anymore.

I never worry about purchases anymore. I can do interest free for 4 months I get to pace myself and I now even have a card that is sooo awesome. absolutely amazing. Reviewed on: 18th June 2026

Easy to use and good for money management

Really easy to use and enables me to manage large purchases in a healthy way financially. Reviewed on: 18th June 2026

It's an easy access of the website.

It's an easy access of the website. Reviewed on: 18th June 2026

Love paypal

I use paypal for years and its great stuff. Reviewed on: 18th June 2026

Paypal has always been easy and excellent.

Paypal has always been easy and excellent. Reviewed on: 18th June 2026

Amazing service

Every time I have an issue with the seller regarding my purchase when I am not able to get in touch with the seller regarding the item return PayPal steps in and resolve the issue. Thank you Reviewed on: 18th June 2026

PayPal is hope

PayPal always supportive, when when we needed Reviewed on: 18th June 2026

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