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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Simple and convenient

I’ve had a positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and everything is clearly shown within the PayPal app. It has been useful when I needed flexibility with purchases, and I appreciate being able to keep track of balances and payments in one place. Overall, I have found it convenient, reliable, and easy to use. Reviewed on: 19th June 2026

Easy to use PayPal

Using PayPal for various things has been straightforward to use. Its very quick as well. Easy to keep track of monies owed, the App is easy to use also. I've never needed to direct anything to customer services as the features I use have always worked well. Reviewed on: 19th June 2026

Good promo offers, easy to navigate the app and onli...

Good promo offers, easy to navigate the app and online platform Reviewed on: 19th June 2026

Best way to pay

It is safe and secure reliable and us to use. Reviewed on: 19th June 2026

Good experience with the PayPal account

Good experience with the PayPal account Reviewed on: 19th June 2026

Excellent service

Easy to use, quick approval, and a great way to spread the cost of purchases. I’ve had a smooth experience with PayPal Credit and would happily recommend it. Reviewed on: 19th June 2026

PayPal is secure and convenient.

PayPal is secure and convenient. Reviewed on: 19th June 2026

Convenient and easy to make payments

It is very convenient and easy to make payments when required. Also widely known as payment method which makes life easy. Reviewed on: 18th June 2026

Easy way to pay

The easiest and most secure way to pay Reviewed on: 18th June 2026

Always great value great customer service always dea...

Always great value great customer service always deal with all matters promptly very safe and easy to deal with Reviewed on: 18th June 2026

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