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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Easy to use and reliable service

5
Easy to use and reliable service Reviewed on: 19th June 2026

PP offer me useable offers

4
PP offer me useable offers that help me when spending Reviewed on: 19th June 2026

My only complaint is the issue paypal are having wit...

4
My only complaint is the issue paypal are having with updating the payments or rejecting said payments. Other than that customer service were great. Reviewed on: 19th June 2026

Using PayPal for 15 years

5
Use PayPal for 15 years at least, as well as working at PayPal at some point. Can honestly say the best company to work and deal with. PayPal care about their customers. Reviewed on: 19th June 2026

PayPal is one of strong and powerful cards to use ab...

5
PayPal is one of strong and powerful cards to use abroad because PayPal doesn't accept fraud transactions. Reviewed on: 19th June 2026

PayPal, the best pal

5
Great platform, easy to use, reliable, secure, and trustworthy. Reviewed on: 19th June 2026

PayPal is a life change for me it covered me in diff...

5
PayPal is a life change for me it covered me in difficulties moments and I am so grateful Reviewed on: 19th June 2026

Great customer experience

5
I had a fantastic experience with PayPal's customer service. The advisor was incredibly patient, kind, and took the time to listen carefully to the issue I was having with my account. They explained everything clearly, answered all of my questions, and resolved my problem efficiently. It's reassuring to know that there is such a professional and supportive team available when you need help. I would highly recommend PayPal to anyone looking for a reliable service backed by excellent customer support. Thank you for such a positive experience! Reviewed on: 19th June 2026

Easy application, extra benefits to customers, huge...

5
Easy application, extra benefits to customers, huge list of places customers can use their PayPal Credit Card Reviewed on: 19th June 2026

I like Paypal

5
Excellent for quick secure payment online and good options to pay at once or in installments. Reviewed on: 19th June 2026

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