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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Trusted excellent experience for many years, thank y...

Trusted excellent experience for many years, thank you PayPal Reviewed on: 19th June 2026

High limits and 4 months interest free is useful

I've had paypal credit since I was 18 and had a large credit limit from the start. This was useful for building my credit and allowed for bigger purchases without exceeding 50% of my available credit. This may be a con if you're less sensible with money. The 4 months interest free on larger purchases has always been nice. Reviewed on: 19th June 2026

Easy to use

Easy to use clear details on price and plans Reviewed on: 19th June 2026

Slow service

Slow, very slow. It take days to move money. Reviewed on: 19th June 2026

Prompt services .

Prompt services . Polites services Reviewed on: 19th June 2026

Excellent and really good, it helps to manage your f...

Excellent and really good, it helps to manage your finances and make your money more efficient by keeping your budget in control. Reviewed on: 19th June 2026

Love it for ease of use and security

Love it for ease of use and security Reviewed on: 19th June 2026

Helpful and reliable

Helping me during hard times with money and giving me time to pay off debts Reviewed on: 19th June 2026

Payment's

I like that I can pay every month Reviewed on: 19th June 2026

Review of Service

I have been using this service since the lockdown in 2020 and it has helped me to stay in employment and provide for my family Reviewed on: 19th June 2026

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