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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,893 reviews, last reviewed 30th Apr 2026
1851000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the service that I receive Very happy with the service that I receive Reviewed on: 30th April 2026
Hayley Print's avatar
Hayley Print

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90893)

Easy to use site.great site

5
Easy to use site. Easy to use which makes any transaction easy Reviewed on: 6th April 2026
Jennifer D's avatar
Jennifer D

Very easy to use and no need to give private...

5
Very easy to use and no need to give private details Reviewed on: 6th April 2026
David 's avatar
David

Since I’ve been with PayPal the service has been pos...

5
Since I’ve been with PayPal the service has been positive and when applied for credit has not been questionable or rejected. I feel they are fair to my needs and have given me a great service and yes they lending me money and want some profit in doing so which is understandable but I’m sure and honest to say would like it easier on pay back Reviewed on: 6th April 2026
Peter W's avatar
Peter W

Great Service

5
Honest reliable source who cover you and have your back if anything goes wrong Reviewed on: 6th April 2026
S T's avatar
S T

Excellent customer service and support,very easy app...

5
Excellent customer service and support,very easy app to use, lot's of features and benefits Reviewed on: 6th April 2026
Shahnam F's avatar
Shahnam F

I love using my.

5
I love using my.paypal for payments everywhere ot is accepted. It's easy.to use and gives me.rest of mind on my.purchases. And the new points collected from using my PayPal is a great incentive. Reviewed on: 6th April 2026
Adenike sule's avatar
Adenike sule

PayPal is fab

5
Love PayPal so easy to use,would highly recommend Reviewed on: 6th April 2026
Jo's avatar
Jo

Very easy to use and trust and privacy

5
Very easy to use and trust and privacy Reviewed on: 6th April 2026
Alina U's avatar
Alina U

Easy service to use, makes shopping online easy

5
Easy service to use, makes shopping online easy Reviewed on: 6th April 2026
Jamie R's avatar
Jamie R

I’ve been using PayPal Credit for a while now and ho...

5
I’ve been using PayPal Credit for a while now and honestly, it’s been one of the most useful tools for managing larger purchases without stress. The 0% interest on purchases over £99 is a game changer, it lets you spread the cost without paying extra, which is ideal when cash flow matters. What really stands out is how seamless it is. If you already use PayPal, it’s built straight in, no extra cards, no hassle, just select it at checkout and you’re done. The approval process was quick, and I’ve used it across multiple retailers without any issues. It’s also great for flexibility, you can pay it off early, chip away at it monthly, or clear it within the interest-free period. As long as you stay on top of it, it works exactly how you’d want it to. Overall, I’d highly recommend PayPal Credit to anyone who wants a simple, flexible way to spread costs without getting hit with interest. Reviewed on: 6th April 2026
Paul R's avatar
Paul R

Review PayPal: PayPal Credit now

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